833 E Franklin St, Kenton, OH 43326 Property Records

Hardin County property record for 833 E Franklin St, Kenton, OH 43326

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,512 sqft
Lot Size	0.204 acres (8,925 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Dec 2020)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-490030.0000`

Property Details

APN / Parcel Number

Primary APN	`36-490030.0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
1st Floor Area	1,265 sqft
Upper Floors Area	1,247 sqft
Attic	Attic
Attic Area	1,247 sqft
Basement Area	1,265 sqft
Unfinished Basement	1,265 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,925 sqft (0.204 acres)
Lot Dimensions	175 ft deep x 51 ft wide
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	833 E FRANKLIN ST
City	KENTON
State	OH
Zip	43326-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUMMS PT 30
Legal Subdivision	BRUMMS
Jurisdiction	HARDIN OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2008
Census Tract	600

Owner

Source: Hardin County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	833 E FRANKLIN ST, KENTON, OH 43326-3010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit HOME SAVINGS AND LOAN CO OF KENTON OH
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit HOME SAVINGS AND LOAN CO OF KENTON OH
May 14, 2021	Deed of Trust, Mortgage · Line of Credit HSLC
Dec 28, 2020	Survivorship Deed, Transfer · Line of Credit HSLC
Jul 17, 2018	Warranty Deed, Transfer · Line of Credit THE HOME SVGS & LOAN CO OF YOUNGSTO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	20204626
Deed Book / Page	559 / 891
Prior Transfer Date	Dec 5, 2005
Prior Transfer Doc	455/2212
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	833 E FRANKLIN ST, KENTON, OH 43326-3010
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 E FRANKLIN ST, KENTON, OH 43326-3010

Mortgage

Document Number	00576/1259
Date	Dec 5, 2025
Book Page	576/1259
Instrument	2025003707

Lender

Name	HOME SAVINGS AND LOAN CO OF KENTON OH
Type	Bank
Address	116 E FRANKLIN ST, KENTON, OH 43326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Margin	3
Max Rate	13%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	833 E FRANKLIN ST, KENTON, OH 43326-3010
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 E FRANKLIN ST, KENTON, OH 43326-3010

Mortgage

Document Number	00575/4359
Date	Oct 22, 2025
Book Page	575/4359
Instrument	2025003182

Lender

Name	HOME SAVINGS AND LOAN CO OF KENTON OH
Type	Bank
Address	116 E FRANKLIN ST, KENTON, OH 43326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	57 Months
Due	Jul 18, 2030

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	833 E FRANKLIN ST, KENTON, OH 43326-3010
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	560/3592
Date	May 14, 2021
Book Page	560/3592
Instrument	202100001622

Lender

Name	HSLC
Address	KENTON, OH 43326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Dec 28, 2020
Property Address	833 E FRANKLIN ST, KENTON, OH 43326-3010
Document Number	559/891
Book / Page	559 / 891
Instrument Date	Dec 23, 2020
Instrument	202000004626
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	833 E FRANKLIN ST, KENTON, OH 43326-3010

Mortgage

Document Number	202000004627
Date	Dec 28, 2020
Instrument	202000004627

Lender

Name	HSLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 1, 2026
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	9%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jul 17, 2018
Property Address	833 E FRANKLIN ST, KENTON, OH 43326-3010
Document Number	550/2826
Book / Page	550 / 2826
Instrument Date	Jul 13, 2018
Instrument	201800002254
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 S DETROIT ST, KENTON, OH 43326-2103

Mortgage

Document Number	201800002255
Date	Jul 17, 2018
Instrument	201800002255

Lender

Name	THE HOME SVGS & LOAN CO OF YOUNGSTO
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Aug 1, 2023

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Pleasant Township
Municipality	Kenton City
Unified School District	Kenton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,287.00 (-0.69%)	$29,690 (-) Land $2,700 Building $26,990
2024	$1,296.00 (+6.67%) Homeowner's exemption	$29,690 (-) Land $2,700 Building $26,990
2023	$1,215.00 (-14.74%) Homeowner's exemption	$29,690 (-3.29%) Land $2,700 Building $26,990	$84,820 (-3.29%) Land $7,710 Building $77,110
2022	$1,425.00 Homeowner's exemption	$30,700 Land $2,030 Building $28,670
2020			$87,710 Land $5,800 Building $81,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (2006–2013)
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON CITY serves 8,360 people · EPA ID OH3300612
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: HDER Link, Verizon.

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