Lake County property record for 833 16th Ave, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,500 sqft · built 1999 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $291,000 (Mar 2022) |
| Tax Bill | $2,716 (2026) |
| Deeds & Mortgages | Sep 2010 Line of Credit Aug 2024 Mortgage + 2 more |
| APN | 23-7643-04030 |
| Primary APN | 23-7643-04030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Gross Area |
| 1st Floor Area | 1,500 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 135 ft deep x 92 ft wide |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 156 sqft |
| Deck Area | 280 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 833 16TH AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 4 - 10TH ADDITION |
| Legal Range | 11W |
| Legal Township | 53N |
| Legal Section | 36 |
| Legal Subdivision | TENTH ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 370400 |
833 16th Ave is owned and occupied by two individuals who bought it in March 2022.
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 833 16TH AVE, TWO HARBORS, MN 55616-1246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2010 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Aug 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage TWO HARBORS FCU |
| Apr 1, 2022 | Warranty Deed, Transfer · ARM PARK STATE BANK |
| Jul 19, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2022 · Amount on File |
| Deed Sale | Mar 30, 2022 · Amount on File |
| Prior Sale | Jul 19, 2021 · Amount on File |
| Deed Document Number | 20221394397 |
| Prior Transfer Date | Jun 25, 2021 |
| Prior Transfer Doc | 0000197940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 833 16TH AVE, TWO HARBORS, MN 55616-1246 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000172387 |
|---|---|
| Date | Sep 10, 2010 |
| Instrument | A000172387 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 22, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 833 16TH AVE, TWO HARBORS, MN 55616-1246 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000204680 |
|---|---|
| Date | Aug 9, 2024 |
| Instrument | A000204680 |
| Name | TWO HARBORS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 96 Months |
| Due | Aug 15, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Apr 1, 2022 |
| Property Address | 833 16TH AVE, TWO HARBORS, MN 55616-1246 |
| Document Number | A000199912 |
| Instrument Date | Mar 30, 2022 |
| Instrument | A000199912 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 833 16TH AVE, TWO HARBORS, MN 55616-1246 |
| Document Number | A000199913 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | A000199913 |
| Name | PARK STATE BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Apr 1, 2032 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Jul 19, 2021 |
| Property Address | 833 16TH AVE, TWO HARBORS, MN 55616-1246 |
| Document Number | A000197940 |
| Instrument Date | Jun 25, 2021 |
| Instrument | A000197940 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 833 16TH AVE, TWO HARBORS, MN 55616-1246 |
| Document Number | A000197941 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | A000197941 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 833 16th Ave was $2,716 with a homeowner's exemption.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,716.00 Homeowner's exemption | $320,700 Land $47,800 Building $272,900 | $320,700 Land $47,800 Building $272,900 |
| 2023 | $304,400 Land $33,400 Building $271,000 | $304,400 Land $33,400 Building $271,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 833 16th Ave.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 833 16th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Two Harbors serves 3,698 people · EPA ID MN1380005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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