8325 Old Mill Rd, Troy, IL 62294 Property Records

Madison County property record for 8325 Old Mill Rd, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,288 sqft · built 1989
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Apr 2003)
Tax Bill	$8,819 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2022 Transfer + 2 more
APN	`09-2-22-21-00-000-048`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-21-00-000-048`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	71,874 sqft (1.65 acres)
Lot Dimensions	422 ft deep x 230 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Street Address	8325 OLD MILL RD
City	TROY
State	IL
Zip	62294-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD MILL ACRES LOT 1 230X422.85XIRR
Legal Subdivision	OLD MILL ACRES
Legal Lot Number	1
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2006
Census Tract	403532

Owner

8325 Old Mill Rd is owned and occupied by two individuals who acquired it in January 2022.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8325 OLD MILL RD, TROY, IL 62294-2623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Feb 4, 2022	Intrafamily Transfer, Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK STAUNTON
Jul 26, 2019	Loan Modification, Mortgage · Conventional with PMI FIRST NAT'L BK/STAUNTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2003 · Amount on File
Deed Sale	Apr 29, 2003 · Amount on File
Deed Document Number	200330015
Deed Book / Page	4568 / 829
Last Transfer Date	Jan 14, 2022
Transfer Doc	0000004170
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	8325 OLD MILL RD, TROY, IL 62294-2623
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003139
Date	Jan 25, 2022
Instrument	2022R03139

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Feb 4, 2022
Property Address	8325 OLD MILL RD, TROY, IL 62294-2623
Document Number	0000004170
Map Reference	PC 51 PG 174
Instrument Date	Jan 14, 2022
Instrument	2022R04170
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8325 OLD MILL RD, TROY, IL 62294-2623

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	8325 OLD MILL RD, TROY, IL 62294-2623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025891
Date	Aug 2, 2017
Instrument	2017R25891

Lender

Name	FIRST NATIONAL BANK STAUNTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jul 11, 2019

Interest

Rate Type	Fixed Rate

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	8325 OLD MILL RD, TROY, IL 62294-2623
Document Number	0000024245
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8325 OLD MILL RD TROY IL 622942623, TROY, IL 62294-2623

Mortgage

Document Number	0000024245
Date	Aug 5, 2019
Instrument	24245

Lender

Name	FIRST NAT'L BK/STAUNTON
Type	Bank
Address	STAUNTON, IL 62088-0059

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	24 Months
Due	Aug 4, 2021

Interest

Rate	6.25%

Tax Assessment & Valuation

The 2025 property tax bill for 8325 Old Mill Rd was $8,819 with a homeowner's exemption, up 8.3% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,819.00 (+8.29%)	$143,710 Land $17,940 Building $125,770	$431,130 Land $53,820 Building $377,310
2024	$8,144.00
2022	$7,196.00	$110,510 Land $9,520 Building $100,990	$331,862 Land $28,589 Building $303,273

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 8325 Old Mill Rd; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8325 Old Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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