8324 W Clear Stream Dr, Phoenix, AZ 85037 Property Records

Maricopa County property record for 8324 W Clear Stream Dr, Phoenix, AZ 85037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,323 sqft · built 1996
Lot Size	0.109 acres (4,725 sqft)
Owner	Individual Name on File
Last Sale	$94,700 (Jul 1999)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`102-74-607`

Property Details

APN / Parcel Number

Primary APN	`102-74-607`
Alternative APN	`102746074`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
Gross Area	1,513 sqft
1st Floor Area	1,323 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,725 sqft (0.109 acres)
Parking Spaces	2 Parking Spaces
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8324 W CLEAR STREAM DR
City	PHOENIX
State	AZ
Zip	85037-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	HORIZONS ON CAMELBACK UNIT 3 MCR 413-16
Legal Range	1E
Legal Township	2N
Legal Section	22
Legal Subdivision	HORIZONS ON CAMELBACK UNIT 3
Legal Lot Number	447
Legal Unit	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2002
Census Tract	82008

Owner

8324 W Clear Stream Dr is owned and occupied by an individual who acquired it in January 2023.

Source: Maricopa County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8324 W CLEAR STREAM DR, PHOENIX, AZ 85037-1555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Apr 15, 2026	Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC
Jan 13, 2023	Beneficiary Deed, Transfer
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 1999 · Amount on File
Deed Sale	Jul 30, 1999 · Amount on File
Prior Sale	Nov 21, 1996 · Amount on File
Deed Document Number	1999718875
Last Transfer Date	Jan 11, 2023
Transfer Doc	0000022098
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Apr 15, 2026
Property Address	8324 W CLEAR STREAM DR, PHOENIX, AZ 85037-1555
Document Number	0000222841
Instrument Date	Mar 26, 2026
Instrument	2026222841
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8324 W CLEAR STREAM DR, PHOENIX, AZ 85037-1555

Mortgage

Document Number	0000222841,
Date	Apr 15, 2026
Instrument	2026222841

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	915 Months
Due	Jul 29, 2102

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Apr 15, 2026
Property Address	8324 W CLEAR STREAM DR, PHOENIX, AZ 85037-1555
Document Number	0000222840
Instrument Date	Mar 26, 2026
Instrument	2026222840
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8324 W CLEAR STREAM DR, PHOENIX, AZ 85037-1555

Mortgage

Document Number	0000222840,
Date	Apr 15, 2026
Instrument	2026222840

Lender

Name	HIGHTECHLENDING INC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	915 Months
Due	Jul 29, 2102

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 13, 2023
Property Address	8324 W CLEAR STREAM DR, PHOENIX, AZ 85037-1555
Document Number	0000022098
Map Reference	MB 413 PG 16
Instrument Date	Jan 11, 2023
Instrument	20230022098
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8324 W CLEAR STREAM DR, PHOENIX, AZ 85037-1555

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	8324 W CLEAR STREAM DR, PHOENIX, AZ 85037-1555
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8324 W CLEAR STREAM DR, PHOENIX, AZ 85037-1555

Mortgage

Document Number	0000407643
Date	Apr 12, 2021
Instrument	20210407643

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8324 W Clear Stream Dr was $1,297.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Pendergast Elementary District (PK - 08)
Secondary School District	Tolleson Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,870 (+202.59%)	$268,700 (-1.43%) Land $53,700 Building $215,000
2025	$1,297.00	$8,880 (-68.48%)	$272,600 (-3.23%) Land $54,500 Building $218,100
2024		$28,170	$281,700 Land $56,300 Building $225,400
2023	$1,174.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8324 W Clear Stream Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8324 W Clear Stream Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 941 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400

May also be available: T-Mobile.

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