8322 Tuxedo Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 8322 Tuxedo Rd, Onamia, MN 56359

Property Summary

Property Type	Seasonal / Vacation Home
Details	544 sqft · built 1985
Lot Size	0.016 acres (719 sqft)
Owner	2 Individual Names on File
Last Sale	$254,900 (Sep 2022)
Tax Bill	$2,390 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-405-0060`

Property Details

APN / Parcel Number

Primary APN	`17-405-0060`

Interior

Building Area	544 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	719 sqft (0.016 acres)
Porch	Slab
Deck Area	140 sqft

Location & Zoning

Street Address	8322 TUXEDO RD
City	ONAMIA
State	MN
Zip	56359
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Range	26
Legal Township	42
Legal Section	11
Legal Subdivision	IZATYS TOWNHOUSES THIRD ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2003
Census Tract	970300

Owner

8322 Tuxedo Rd, a residential property, is owned by two individuals who bought it in September 2022.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10150 UTAH CIR, MINNEAPOLIS, MN 55438-2085
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Mar 26, 2018	Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	Sep 2, 2022 · Amount on File
Deed Document Number	2022433198
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8322 TUXEDO RD, ONAMIA, MN 56359
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	TITLE SPECIALISTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A428361
Date	Dec 1, 2021
Instrument	A428361

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 21, 2022
Property Address	8322 TUXEDO RD, ONAMIA, MN 56359
Document Number	000A433198
Instrument Date	Sep 2, 2022
Instrument	A433198
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10150 UTAH CIR, BLOOMINGTON, MN 55438-2085

Mortgage

Document Number	000A433199
Date	Sep 21, 2022
Instrument	A433199

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Mar 26, 2018
Property Address	8322 TUXEDO RD, ONAMIA, MN 56359
Document Number	000A405459
Instrument Date	Mar 16, 2018
Instrument	A405459
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5113 NORMAN DR, MINNETONKA, MN 55345-4639

Mortgage

Document Number	000A405462
Date	Mar 26, 2018
Instrument	A405462

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 8322 Tuxedo Rd was $2,390.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,390.00	$269,800 (+5.68%) Land $141,000 Building $128,800	$269,800 (+5.68%) Land $141,000 Building $128,800
2025		$255,300 Land $131,000 Building $124,300	$255,300 Land $131,000 Building $124,300
2023	$2,010.00	$211,800 Land $108,000 Building $103,800	$211,800 Land $108,000 Building $103,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8322 Tuxedo Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8322 Tuxedo Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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