8322 Sharon Dr, Frederick, MD 21704 Property Records

Frederick County property record for 8322 Sharon Dr, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,060 sqft · built 2020
Lot Size	2.96 acres (128,938 sqft)
Owner	Individual Name on Record
Last Sale	$552,750 (Jul 2020)
Tax Bill	$6,611 (2023)
Deeds & Mortgages	Jul 2020 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-196601`

Property Details

APN / Parcel Number

Primary APN	`07-196601`
Alternative APNs	`7196601` `196601`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,060 sqft Total Area
Gross Area	1,640 sqft
1st Floor Area	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	128,938 sqft (2.96 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	505 sqft
Deck Area	442 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	196601
Old Parcel Number	7196601
Street Address	8322 SHARON DR
City	FREDERICK
State	MD
Zip	21704-8011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 12, BLK.A, SECT.2 SHARON DR SUGARLOAF EST
Legal Subdivision	SUGARLOAF ESTATES
Legal Block	A
Legal Lot Number	12
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1015
Census Tract	752201

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8322 SHARON DR, FREDERICK, MD 21704-8011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB
May 16, 2019	Grant Deed, Transfer LAWYERS SIGNATURE SETTLEMENTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	May 16, 2019 · Amount on Record
Deed Document Number	0013894184
Deed Book / Page	13894 / 184
Record Updated	Jun 7, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 15, 2020
Property Address	8322 SHARON DR, FREDERICK, MD 21704-8011
Document Number	0138940184
Book / Page	13894 / 184
Map Reference	MB 4 PL 120
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,763.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8322 SHARON DR, FREDERICK, MD 21704-8011

Mortgage

Document Number	13894191
Date	Jul 15, 2020
Instrument	13894/191

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 16, 2019
Property Address	8322 SHARON DR, FREDERICK, MD 21704-8011
Document Number	0129730331
Book / Page	012973 / 000331
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3006 RODERICK RD FREDERICK MD 217048017, FREDERICK, MD 21704-8017

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,611.00	$551,500	$589,100 Land $180,300 Building $408,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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