8322 Front Gate Cir, Ooltewah, TN 37363 Property Records

Hamilton County property record for 8322 Front Gate Cir, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,827 sqft · built 2011
Lot Size	0.286 acres (12,480 sqft)
Owner	Trust Name on File
Last Sale	$395,000 (Nov 2020)
Tax Bill	$2,042 (2025)
Deeds & Mortgages	Jul 2022 Transfer Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104J A 025`

Property Details

APN / Parcel Number

Primary APN	`104J A 025`
Alternative APN	`0000158441`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,827 sqft Living Area

Exterior

Year Built	Built 2011
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,480 sqft (0.286 acres)
Lot Dimensions	156 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000158441
Street Address	8322 FRONT GATE CIR
City	OOLTEWAH
State	TN
Zip	37363-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26 FRONT GATE SUB PB83 PG122 OUT OF 104-38.01 FOR 2007
Legal Subdivision	FRONT GATE SUB
Legal Lot Number	26
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3010
Census Tract	11205

Owner

8322 Front Gate Cir is owner-occupied and held in a trust since July 2022.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	8322 FRONT GATE CIR, OOLTEWAH, TN 37363-9506
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Intrafamily Transfer, Transfer
Nov 9, 2020	Warranty Deed, Transfer · Conventional with PMI BENCHMARK HM LN
Oct 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Prior Sale	Nov 9, 2020 · Amount on File
Deed Document Number	1109000251
Deed Book / Page	012224 / 000382
Last Transfer Date	Jul 18, 2022
Transfer Doc	0000000147
Record Updated	Jun 8, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Jul 18, 2022
Property Address	8322 FRONT GATE CIR, OOLTEWAH, TN 37363-9506
Document Number	0000000147
Book / Page	13028 / 746
Map Reference	MB 84 PG 145
Instrument Date	Jul 15, 2022
Instrument	2022071800147
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8322 FROTN GATE CIRCLE, OOLTEWAH, TN 37363-9506

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 9, 2020
Property Address	8322 FRONT GATE CIR, OOLTEWAH, TN 37363-9506
Document Number	1109000251
Book / Page	012224 / 000382
Instrument Date	Nov 5, 2020
Instrument	201109000251
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8322 FRONT GATE CIR OOLTEWAH TN 373639506, OOLTEWAH, TN 37363-9506

Mortgage

Document Number	1109000252
Date	Nov 9, 2020
Book Page	012224/000384
Instrument	201109000252

Lender

Name	BENCHMARK HM LN
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8322 FRONT GATE CIR, OOLTEWAH, TN 37363-9506
Document Number	1109000176
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8322 FRONT GATE CIR OOLTEWAH TN 373639506, OOLTEWAH, TN 37363-9506

Mortgage

Document Number	1109000176
Date	Nov 9, 2018
Book Page	011498/000857
Instrument	181109000176

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 8, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 8322 Front Gate Cir was $2,042, down 6.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,042.00 (-6.67%)	$134,725 (+37.76%)	$538,900 (+37.76%) Land $65,000 Building $473,900
2024	$2,188.00 (-0.41%)	$97,800 (-)	$391,200 (-) Land $50,000 Building $341,200
2023	$2,197.00	$97,800	$391,200 Land $50,000 Building $341,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8322 Front Gate Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8322 Front Gate Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, Verizon.

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