8321 Viewpoint Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 8321 Viewpoint Ln, Cornelius, NC 28031

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,848 sqft · built 2007
Lot Size	0.059 acres (2,570 sqft)
Owner	Individual Name on Record
Last Sale	$214,000 (Apr 2013)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`005-117-24`

Property Details

APN / Parcel Number

Primary APN	`005-117-24`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	924 sqft
Upper Floors Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Other
Lot Area	2,570 sqft (0.059 acres)
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8321 VIEWPOINT LN
City	CORNELIUS
State	NC
Zip	28031-8231
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NMX
Legal Description	L502 M49-577
Legal Subdivision	COMMONS TWNHMS FINAL PH 01
Legal Block	7
Legal Lot Number	502
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2027
Census Tract	6208

Owner

Source: Mecklenburg County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8321 VIEWPOINT LN, CORNELIUS, NC 28031-8231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage LENDER RECORDING SERVICES
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 27, 2017	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2013 · Amount on Record
Deed Sale	Apr 23, 2013 · Amount on Record
Prior Sale	Feb 11, 2008 · Amount on Record
Deed Document Number	201361232
Deed Book / Page	28264 / 265
Prior Transfer Date	Feb 8, 2008
Prior Transfer Doc	0000022863
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 29, 2026
Property Address	8321 VIEWPOINT LN, CORNELIUS, NC 28031-8231
Document Number	0000068782
Book / Page	40533 / 619
Instrument Date	Jun 23, 2026
Instrument	202668782
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8321 VIEWPOINT LN, CORNELIUS, NC 28031-8231

Mortgage

Document Number	0000068782,
Date	Jun 29, 2026
Book Page	40533/619
Instrument	202668782

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.33%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8321 VIEWPOINT LN, CORNELIUS, NC 28031-8231
Transaction Type	Mortgage
Record Updated	Jun 26, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056289
Date	Jun 15, 2023
Book Page	38188/675
Instrument	2023056289

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8321 VIEWPOINT LN, CORNELIUS, NC 28031-8231
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057230
Date	Apr 23, 2020
Book Page	34501/74
Instrument	2020057230

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8321 VIEWPOINT LN, CORNELIUS, NC 28031-8231
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057231
Date	Apr 23, 2020
Book Page	34501/90
Instrument	2020057231

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8321 VIEWPOINT LN, CORNELIUS, NC 28031-8231
Document Number	0000000680
Book / Page	032384 / 000089
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8321 VIEWPOINT LN CORNELIUS NC 280318231, CORNELIUS, NC 28031-8231

Mortgage

Document Number	0000000680
Date	Jan 3, 2018
Book Page	032384/000089
Instrument	680

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00	$366,500 Land $85,000 Building $281,500	$366,500 Land $85,000 Building $281,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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