8321 Calm Stream Bnd, Severn, MD 21144 Property Records

Anne Arundel County property record for 8321 Calm Stream Bnd, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,753 sqft · built 2013
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$625,760 (Jan 2019)
Tax Bill	$7,421 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-168-90235190`

Property Details

APN / Parcel Number

Primary APN	`04-168-90235190`
Alternative APN	`16890235190`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,753 sqft Living Area
Gross Area	5,173 sqft
1st Floor Area	1,727 sqft
Basement Area	1,381 sqft
Finished Basement	1,381 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	684 sqft
Porch	Open Porch
Porch Area	32 sqft
Deck Area	32 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	16890235190
Street Address	8321 CALM STREAM BND
City	SEVERN
State	MD
Zip	21144-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 36 COLDWATER RESERVE PH 2
Legal Subdivision	COLDWATER RESERVE PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	36
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	1
Census Block	1022
Census Tract	740203

Owner

8321 Calm Stream Bnd is owned and occupied by two individuals who bought it in January 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8321 CALM STREAM BND, SEVERN, MD 21144-1428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 24, 2019	Deed of Trust, Mortgage USAA
Jan 9, 2019	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2019 · Amount on File
Deed Sale	Jan 9, 2019 · Amount on File
Prior Sale	Jun 27, 2013 · Amount on File
Deed Book / Page	32797 / 306
Prior Transfer Date	Sep 19, 2012
Prior Transfer Doc	0254130133
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	8321 CALM STREAM BND, SEVERN, MD 21144-1428
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0356020402
Date	Nov 16, 2020
Book Page	35602/402

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	8321 CALM STREAM BND, SEVERN, MD 21144-1428
Document Number	0339640292
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8321 CALM STREAM BND SEVERN MD 211441428, SEVERN, MD 21144-1428

Mortgage

Document Number	0339640292
Date	Dec 17, 2019
Book Page	033964/000292

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 9, 2019
Property Address	8321 CALM STREAM BND, SEVERN, MD 21144-1428
Document Number	0327970306
Book / Page	032797 / 000306
Instrument Date	Jan 4, 2019
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	TITLE-RITE SERVICES INC, TITLE-RITE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.76
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8321 CALM STREAM BND SEVERN MD 211441428, SEVERN, MD 21144-1428

Mortgage

Document Number	327970313
Date	Jan 9, 2019
Book Page	032797/000313

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8321 Calm Stream Bnd was $7,421 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$770,300	$842,300 Land $218,600 Building $623,700
2025	$7,421.00
2023	$6,614.00 Homeowner's exemption	$676,367	$734,300 Land $193,900 Building $540,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8321 Calm Stream Bnd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8321 Calm Stream Bnd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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