8321 Bluff Rd, Gadsden, SC 29052 Property Records

Richland County property record for 8321 Bluff Rd, Gadsden, SC 29052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,386 sqft · built 1973
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Tax Bill	$541 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34600-05-06`

Property Details

APN / Parcel Number

Primary APN	`34600-05-06`
Alternative APNs	`R34600-05-06` `00911534`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,386 sqft Heated Area
Gross Area	2,007 sqft
1st Floor Area	1,386 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Carport
Garage Area	325 sqft
Carport	Carport
Carport Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Septic
Water Source	Private

Location & Zoning

Account Number	00911534
Street Address	8321 BLUFF RD
City	GADSDEN
State	SC
Zip	29052-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT 5 100X302X103X294 #SU #PR
Legal Lot Number	5,100
Jurisdiction	RICHLAND SC
Township / Civil Division	EASTOVER
Census Block Group	4
Census Block	4025
Census Tract	12000

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8321 BLUFF RD, GADSDEN, SC 29052-9553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALLSOUTH FEDERAL CREDIT UNION
Jun 25, 2019	Deed of Trust, Mortgage · Line of Credit SC STATE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Aug 20, 2026
Property Address	8321 BLUFF RD, GADSDEN, SC 29052-9553
Document Number	0000041750
Book / Page	3159 / 1582
Instrument Date	Aug 19, 2026
Instrument	202641750
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 THOROUGHBRED WAY, ELGIN, SC 29045-7133

Mortgage

Document Number	0000041750,
Date	Aug 20, 2026
Book Page	3159/1582
Instrument	202641750

Lender

Name	ALLSOUTH FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Sep 1, 2038

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	8321 BLUFF RD, GADSDEN, SC 29052-9553
Document Number	2407/1224
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8321 BLUFF RD GADSDEN SC 290529553, GADSDEN, SC 29052-9553

Mortgage

Document Number	2407/1224
Date	Jul 2, 2019
Book Page	002407/001224
Instrument	47450

Lender

Name	SC STATE FCU
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$541.00 (+21.3%) Homeowner's exemption	$71,400 (+2,774.4%)	$119,800 (+92.91%) Land $5,000 Building $114,800
2023	$446.00 (+10.4%)	$2,484 (+0.16%)	$62,100 (-)
2021	$404.00	$2,480	$62,100 Land $4,500 Building $57,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TRICOLINK Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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