8320 Normandy, Cleves, OH 45002 Property Records

Hamilton County property record for 8320 Normandy, Cleves, OH 45002 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,888 sqft · built 2003
Lot Size0.396 acres (17,250 sqft)
OwnerCompany Name on File
Last Sale$362,000 (Sep 2016)
Tax Bill$7,682 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN570-0110-0278-00

Property Details

APN / Parcel Number

Primary APN570-0110-0278-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,888 sqft Living Area
1st Floor Area1,888 sqft
Basement Area1,852 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleConventional
Exterior MaterialBrick
Lot Area17,250 sqft (0.396 acres)
Lot Dimensions196 ft deep x 171 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area493 sqft
Patio Area85 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address8320 NORMANDY
CityCLEVES
StateOH
Zip45002-2327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJEANETTE DR 171.29 X 196.61 IRR LOT 6 BRIDGESTONE SANCTUARY AT BIDDLE ESTATES SUB
Legal SubdivisionBRIDGESTONE SANCTUARY AT BIDDLE ESTATES
Legal Lot Number6
JurisdictionHAMILTON OH
Township / Civil DivisionMIAMI
Census Block Group4
Census Block4000
Census Tract20403

Owner

Source: Hamilton County records · APN 570-0110-0278-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address8320 NORMANDY, CLEVES, OH 45002-2327
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Jun 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Jul 23, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BK NA
Mar 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED CMNTY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2016 · Amount on Record
Deed SaleSep 23, 2016 · Amount on Record
Prior SaleDec 30, 2009 · Amount on Record
Deed Document Number16-0089053
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address8320 NORMANDY, CLEVES, OH 45002-2327
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address8320 NORMANDY, CLEVES, OH 45002-2327

Mortgage

Document Number0000084579
DateOct 30, 2025
Book Page15533/2144
Instrument2025-0084579
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 15, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address8320 NORMANDY, CLEVES, OH 45002-2327
Transaction TypeMortgage
Record UpdatedFeb 28, 2022
Title CompanyACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003549
DateJan 10, 2022
Book Page14580/3594
Instrument2022-0003549
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2037

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address8320 NORMANDY, CLEVES, OH 45002-2327
Document Number0000058350
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyOLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8320 NORMANDY CLEVES OH 450022327, CLEVES, OH 45002-2327

Mortgage

Document Number0000058350
DateJun 19, 2020
Book Page014193/001428
Instrument58350
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2050
Interest
Rate TypeAdjustable Rate
Rate3.5%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address8320 NORMANDY, CLEVES, OH 45002-2327
Document Number0000108360
Instrument DateJul 23, 2019
Transaction TypeMortgage
Record UpdatedJan 24, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8320 NORMANDY CLEVES OH 450022327, CLEVES, OH 45002-2327

Mortgage

Document Number0000108360
DateDec 09, 2019
Book Page014059/000122
Instrument108360
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 08, 2044
Interest
Rate TypeAdjustable Rate

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address8320 NORMANDY, CLEVES, OH 45002-2327
Document Number0000027984
Book / Page013385 / 000879
Instrument DateMar 12, 2017
Transaction TypeMortgage
Record UpdatedJul 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8320 NORMANDY CLEVES OH 450022327, CLEVES, OH 45002-2327

Mortgage

Document Number0000027984
DateMar 30, 2017
Book Page013385/000879
Instrument27984
Lender
NameUNITED CMNTY BK
TypeBank
AddressLAWRENCEBURG, IN 47025
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 29, 2027

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionMiami Township
Unified School DistrictThree Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,682.00 (+12.62%)$146,524 (-) Land $21,000 Building $125,524
2024$6,821.00 (-0.16%)$146,524 (-) Land $21,000 Building $125,524
2023$6,832.00 (-11.23%)$146,524 (+13.38%) Land $21,000 Building $125,524$418,640 (+13.38%) Land $60,000 Building $358,640
2022$7,696.00 Homeowner's exemption$129,234 Land $21,420 Building $107,814
2020$369,240 Land $61,200 Building $308,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610204034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1978–2005)
Claims Outside the SFHA2 of 8
Most Recent ClaimJan 2005, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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