Callaway County property record for 8320 Middle River Dr, Fulton, MO 65251
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,596 sqft · built 1995 |
| Lot Size | 3.9 acres (169,884 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $918 (2023) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04.2-18.2-00-000-024.003 |
| Primary APN | 18-04.2-18.2-00-000-024.003 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Fiberglass |
| Lot Area | 169,884 sqft (3.9 acres) |
| Garage Type | Mixed |
| Garage Area | 1,536 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 1804218200000024003 |
|---|---|
| Street Address | 8320 MIDDLE RIVER DR |
| City | FULTON |
| State | MO |
| Zip | 65251-6680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE SW |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | ST. AUBERT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 70602 |
8320 Middle River Dr is owned and occupied by an individual who acquired it in May 2007.
Source: Callaway County records, as of January 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8320 MIDDLE RIVER DR, FULTON, MO 65251-6680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RIVER REGION CU |
| Apr 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MISSOURI CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2007 |
| Deed Sale | May 16, 2007 |
| Deed Document Number | 703282 |
| Deed Book / Page | M0409 / 0190 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 8320 MIDDLE RIVER DR, FULTON, MO 65251-6680 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000525/408 |
|---|---|
| Date | Feb 6, 2026 |
| Book Page | 525/408 |
| Instrument | 202600768 |
| Name | RIVER REGION CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 8320 MIDDLE RIVER DR, FULTON, MO 65251-6680 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000499/174 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 499/174 |
| Instrument | 202202240 |
| Name | MISSOURI CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | South Callaway County R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,749 (-) | $124,990 (-) | |
| 2024 | $23,749 (+7.06%) | $124,990 (+7.06%) | |
| 2023 | $918.00 (+2.23%) | $22,183 (+2.19%) | $116,750 |
| 2022 | $898.00 | $21,708 Land $1,853 Building $19,855 | |
| 2021 | $114,250 Land $9,750 Building $104,500 | ||
| 2015 | $784.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8320 Middle River Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8320 Middle River Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 47% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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