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832 Willard St, Covington, KY 41011 Property Records

Kenton County property record for 832 Willard St, Covington, KY 41011 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms2 Beds
Bathrooms2 Baths
Architecture StyleDuplex Single
Year BuiltBuilt 1889
Square Footage2,360 sqft Finished Area
Lot Size2,500 sqft (0.057 acres)
Last Sale$361,750 (2021)
Tax Bill$4,792.00 (2025)

Property Details

APN / Parcel Number

Primary APN054-22-12-022.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,360 sqft Finished Area
Gross Area2,584 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1889
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialMetal Roof
Lot Area2,500 sqft (0.057 acres)
Depth X Width100 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address832 WILLARD ST
CityCOVINGTON
StateKY
Zip41011-1361
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionGREERS 2ND LOT 7 25'X 100'
Legal SubdivisionGREERS 2ND (HOMESTEAD)
Legal Lot Number7
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1015
Census Tract60300

Owner

Source: Kenton County records · APN 054-22-12-022.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1601 OCEAN DR S, JACKSONVILLE BEACH, FL 32250-6362
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Warranty Deed, Transfer
Aug 14, 2020Deed of Trust, Mortgage · Line of Credit
GUARDIAN SVGS BK
Jul 14, 2020Warranty Deed, Transfer · Conventional Mortgage
ORION LNDG
Dec 10, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2021 · Amount on Record
Deed SaleOct 19, 2021 · Amount on Record
Prior SaleJul 14, 2020 · Amount on Record
Deed Doc Number2021333
Deed Book / Page124 / 922
Record RefreshedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 19, 2021
Property Address832 WILLARD ST, COVINGTON, KY 41011-1361
Document Number0005900333
Book / Page124 / 922
Instrument DateOct 14, 2021
Instrument21101905900333
Transaction TypeTransfer
Record UpdatedJan 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address315 DEADERICK AVE, 315, KNOXVILLE, TN 37921-6431

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 OCEAN DR S APT 506, 506, JACKSONVILLE BEACH, FL 32250-6342

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address832 WILLARD ST, COVINGTON, KY 41011-1361
Document Number0000000085
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
Address832 WILLARD ST COVINGTON KY 410111361, COVINGTON, KY 41011-1361

Mortgage

Document Number0000000085
DateAug 25, 2020
Book Page000M87/000845
Instrument85
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 24, 2050
Interest
Rate TypeAdjustable Rate
Rate3.75%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 14, 2020
Property Address832 WILLARD ST, COVINGTON, KY 41011-1361
Document Number0000000315
Book / Page000031 / 000849
Instrument DateJun 29, 2020
Instrument315
Transaction TypeTransfer
Record UpdatedSep 07, 2020
Title CompanyCOSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$263.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address832 WILLARD ST COVINGTON KY 410111361, COVINGTON, KY 41011-1361

Mortgage

Document Number316
DateJul 14, 2020
Book Page000M69/000381
Instrument316
Lender
NameORION LNDG
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 13, 2050

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateDec 10, 2018
Property Address832 WILLARD ST, COVINGTON, KY 41011-1361
Document Number0000000264
Book / Page0C6560 / 000338
Instrument DateDec 06, 2018
Instrument264
Transaction TypeTransfer
Record UpdatedDec 24, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address832 WILLARD ST COVINGTON KY 410111361, COVINGTON, KY 41011-1361

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,792.00 (-0.52%)$361,700 (-) Land $10,000 Building $351,700$361,700 (-) Land $10,000 Building $351,700
2023$4,817.00$361,700 Land $10,000 Building $351,700$361,700 Land $10,000 Building $351,700

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