832 W 11th St, Lorain, OH 44052 Property Records

Lorain County property record for 832 W 11th St, Lorain, OH 44052

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,595 sqft · built 1923
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$40,500 (Dec 2020)
Tax Bill	$375 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-004-114-006`

Property Details

APN / Parcel Number

Primary APN	`02-01-004-114-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,595 sqft Living Area
Gross Area	1,723 sqft
1st Floor Area	978 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	146 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	720 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	256 sqft
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	832 W 11TH ST
City	LORAIN
State	OH
Zip	44052-3502
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DOLL TRUSTEE ADD 36.62 X 145
Legal Subdivision	DOLL TRUSTEE ADD
Legal Tract	01
Legal Block	114
Legal Lot Number	6
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2014
Census Tract	22400

Owner

832 W 11th St, a duplex, is owned and occupied by two individuals who bought it in December 2020.

Source: Lorain County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	832 W 11TH ST, LORAIN, OH 44052-3502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit CITY OF RACINE
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Dec 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Jul 27, 1995 · Amount on File
Deed Document Number	2020792622
Prior Transfer Date	Feb 12, 2013
Prior Transfer Doc	0000448488
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jul 2, 2026
Property Address	832 W 11TH ST, LORAIN, OH 44052-3502
Document Number	0000102230
Instrument Date	Jun 2, 2026
Instrument	2026102230
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 W 11TH ST, LORAIN, OH 44052-3502

Mortgage

Document Number	0000102230,
Date	Jul 2, 2026
Instrument	2026102230

Lender

Name	CITY OF RACINE

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Apr 9, 2026
Property Address	832 W 11TH ST, LORAIN, OH 44052-3502
Document Number	0000091143
Instrument Date	Mar 3, 2026
Instrument	202691143
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	832 W 11TH ST, LORAIN, OH 44052-3502

Mortgage

Document Number	0000091143,
Date	Apr 9, 2026
Instrument	202691143

Lender

Name	NORTHWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 8, 2036

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 8, 2020
Property Address	832 W 11TH ST, LORAIN, OH 44052-3502
Document Number	0000792622
Instrument Date	Nov 27, 2020
Instrument	792622
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 W 11TH ST LORAIN OH 440523502, LORAIN, OH 44052-3502

Tax Assessment & Valuation

The 2025 property tax bill for 832 W 11th St was $375 with a homeowner's exemption, down 56.3% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$375.00 (-56.29%) Homeowner's exemption	$30,630 (+%) Land $3,190 Building $27,440	$87,510 (-) Land $9,120 Building $78,390
2024	$858.00 (+176.77%)	$30,629 (+101.49%) Land $3,192 Building $27,437	$87,510 (+101.5%) Land $9,120 Building $78,390
2023	$310.00 (-5.78%)	$15,201 (+0.01%) Land $2,167 Building $13,034	$43,430 Land $6,190 Building $37,240
2022	$329.00	$15,200 Land $2,170 Building $13,030
2021			$43,430 Land $6,190 Building $37,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 832 W 11th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 832 W 11th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, T-Mobile.

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