832 Vail Rdg, Williamsburg, VA 23188 Property Records

James City County property record for 832 Vail Rdg, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,725 sqft · built 2003
Lot Size	0.096 acres (4,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,470 (Nov 2021)
Tax Bill	$2,470 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-1 09-0-0032`

Property Details

APN / Parcel Number

Primary APN	`32-1 09-0-0032`
Alternative APN	`23541`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,725 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	4,182 sqft (0.096 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	23541
Street Address	832 VAIL RDG
City	WILLIAMSBURG
State	VA
Zip	23188-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-32 P-1 WINTER PARK
Legal Subdivision	WINTER PARK
Legal Lot Number	32
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	3
Census Block	3002
Census Tract	80305

Owner

Source: James City County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	832 VAIL RDG, WILLIAMSBURG, VA 23188-9421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAYPORT CREDIT UNION
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Apr 7, 2003 · Amount on Record
Deed Document Number	202123423
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	Oct 5, 2026
Property Address	832 VAIL RDG, WILLIAMSBURG, VA 23188-9421
Document Number	0000012871
Instrument Date	Sep 28, 2026
Instrument	202612871
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012871,
Date	Oct 5, 2026
Instrument	202612871

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 30, 2021
Property Address	832 VAIL RDG, WILLIAMSBURG, VA 23188-9421
Document Number	0210023423
Instrument Date	Nov 23, 2021
Instrument	210023423
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 VAIL RDG, WILLIAMSBURG, VA 23188-9421

Mortgage

Document Number	0210023424
Date	Nov 30, 2021
Instrument	210023424

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,470.00 (+6.37%)	$297,700 (+27.01%) Land $60,000 Building $237,700	$297,700 (+27.01%) Land $60,000 Building $237,700
2024	$2,322.00 (+19.38%)
2023	$1,945.00	$234,400 Land $50,300 Building $184,100	$234,400 Land $50,300 Building $184,100
2022	$1,945.00 (+6.52%)
2019	$1,826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber, T-Mobile.

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