832 Springfield Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 832 Springfield Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,803 sqft · built 1964
Lot Size	0.224 acres (9,762 sqft)
Owner	2 Individual Names on File
Last Sale	$915,000 (Nov 2024)
Tax Bill	$17,402 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-00197-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`03-00197-0000-00013`
Alternative APNs	`030019700013` `1579004`

Interior

Stories	1 Story
Building Area	2,803 sqft Living Area
1st Floor Area	2,803 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Frame
Construction Type	Frame
Lot Area	9,762 sqft (0.224 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	1579004
Street Address	832 SPRINGFIELD AVE
City	CRANFORD
State	NJ
Zip	07016-1863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNSHIP/CRANFORD
Legal Block	197
Legal Lot Number	13
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	1
Census Block	1014
Census Tract	37100

Owner

832 Springfield Ave is owned and occupied by two individuals who bought it in November 2024.

Source: Union County and Cranford Township records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	832 SPRINGFIELD AVE, CRANFORD, NJ 07016-1863
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2024 · Amount on File
Deed Sale	Nov 14, 2024 · Amount on File
Prior Sale	Nov 4, 1964 · Amount on File
Deed Document Number	202441964
Deed Book / Page	6562 / 2746
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	832 SPRINGFIELD AVE, CRANFORD, NJ 07016-1863
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 SPRINGFIELD AVE, CRANFORD, NJ 07016-1863
Investor	Possibly a Property Investor

Mortgage

Document Number	0157273353
Date	Dec 2, 2025
Book Page	15727/3353
Instrument	85809

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 832 Springfield Ave was $17,402, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,100 (-) Land $81,300 Building $158,800	$240,100 (-) Land $81,300 Building $158,800
2025	$17,402.00 (+6.92%)	$240,100 Land $81,300 Building $158,800	$240,100 Land $81,300 Building $158,800
2024	$16,276.00
2023		$240,100 Land $81,300 Building $158,800	$240,100 Land $81,300 Building $158,800
2022	$15,875.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 832 Springfield Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 116 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	426 (1978–2021)
Claims Outside the SFHA	59 of 426
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 83 claims Hurricane Irene, Sep 2011 · 114 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 832 Springfield Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250