832 Sedgegrass Dr, Champaign, IL 61822 Property Records

Champaign County property record for 832 Sedgegrass Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.176 acres (7,676 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jun 2008)
Tax Bill	$6,318 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-105-061`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-105-061`

Exterior

Lot Area	7,676 sqft (0.176 acres)

Location & Zoning

Street Address	832 SEDGEGRASS DR
City	CHAMPAIGN
State	IL
Zip	61822-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 205B SAWGRASS SUB PHASE 1
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	SAWGRASS SUB PHASE 1
Legal Lot Number	205B
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3008
Census Tract	902

Owner

832 Sedgegrass Dr is owned and occupied by an individual who acquired it in December 2024.

Source: Champaign County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	832 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jan 16, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST STATE BANK & TRUST
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF ILLINOIS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2008 · Amount on File
Deed Sale	Jun 2, 2008 · Amount on File
Deed Document Number	200813901
Last Transfer Date	Dec 6, 2024
Transfer Doc	0000000683
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	832 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004250
Date	Feb 26, 2021
Instrument	2021R04250

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 16, 2025
Property Address	832 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Document Number	0000000683
Map Reference	DOC 2003R21562
Instrument Date	Dec 6, 2024
Instrument	2025R00683
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024

Mortgage

Document Number	0000000684
Date	Jan 16, 2025
Instrument	2025R00684

Lender

Name	FIRST STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	12.7%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	832 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012718
Date	Jul 24, 2018
Instrument	2018R12718

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 23, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,300 (+12.2%) Land $13,240 Building $68,060	$243,900 (+12.2%) Land $39,720 Building $204,180
2024	$6,318.00 (+6.17%)	$72,460 Land $11,800 Building $60,660	$217,380 Land $35,400 Building $181,980
2023	$5,951.00 (+6.29%)
2022	$5,599.00 Homeowner's exemption	$60,890 Land $9,920 Building $50,970	$182,670 Land $29,760 Building $152,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 832 Sedgegrass Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 832 Sedgegrass Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media.

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