832 S Cedros Ave, Solana Beach, CA 92075 Property Records

San Diego County property record for 832 S Cedros Ave, Solana Beach, CA 92075

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,646 sqft · built 1998
Lot Size	0.45 acres (19,594 sqft)
Owner	Company Name on Record
Last Sale	$1,232,500 (Apr 2004)
Tax Bill	$19,359 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`298-420-40-02`

Property Details

APN / Parcel Number

Primary APN	`298-420-40-02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,646 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	19,594 sqft (0.45 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	832 S CEDROS AVE
City	SOLANA BEACH
State	CA
Zip	92075-1929
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MHRd
Legal Description	LOT 1 US 2 PER DOC97-362196&UND INT IN TR 013393
Legal Subdivision	SOLANA DEL MAR
Legal Tract	013393
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	17307

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	832 S CEDROS AVE, SOLANA BEACH, CA 92075-1929
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANKERS LIFE INSURANCE
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 16, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANKERS INS
Jul 11, 2019	Deed of Trust, Mortgage GUARANTEED RATE
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANKERS INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2004 · Amount on Record
Deed Sale	Apr 22, 2004 · Amount on Record
Prior Sale	Oct 15, 1999 · Amount on Record
Deed Document Number	2004354073
Last Transfer Date	Jun 17, 2005
Transfer Doc	0000528729
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	832 S CEDROS AVE, SOLANA BEACH, CA 92075-1929
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 S CEDROS AVE, SOLANA BEACH, CA 92075-1929

Mortgage

Document Number	0000441611
Date	Jun 16, 2021
Instrument	2021-0441611

Lender

Name	BANKERS LIFE INSURANCE
Type	Insurance Company
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	832 S CEDROS AVE, SOLANA BEACH, CA 92075-1929
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 S CEDROS AVE, SOLANA BEACH, CA 92075-1929

Mortgage

Document Number	0000084555
Date	Feb 3, 2021
Instrument	2021-0084555

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	832 S CEDROS AVE, SOLANA BEACH, CA 92075-1929
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150193
Date	Apr 16, 2018
Instrument	2018-0150193

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	832 S CEDROS AVE, SOLANA BEACH, CA 92075-1929
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150194
Date	Apr 16, 2018
Instrument	2018-0150194

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 10, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	832 S CEDROS AVE, SOLANA BEACH, CA 92075-1929
Document Number	0000313054
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	832 S CEDROS AVE SOLANA BEACH CA 920751929, SOLANA BEACH, CA 92075-1929

Mortgage

Document Number	0000313054
Date	Jul 30, 2019
Instrument	313054

Lender

Name	BANKERS INS
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	832 S CEDROS AVE, SOLANA BEACH, CA 92075-1929
Document Number	0000285737
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	832 S CEDROS AVE SOLANA BEACH CA 920751929, SOLANA BEACH, CA 92075-1929

Mortgage

Document Number	0000285737
Date	Jul 16, 2019
Instrument	285737

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	832 S CEDROS AVE, SOLANA BEACH, CA 92075-1929
Document Number	0000175764
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	832 S CEDROS AVE SOLANA BEACH CA 920751929, SOLANA BEACH, CA 92075-1929

Mortgage

Document Number	0000175764
Date	May 2, 2018
Instrument	175764

Lender

Name	BANKERS INS
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,787,312 (+2%) Land $1,051,360 Building $735,952
2025	$19,359.00 (+4.41%) Homeowner's exemption	$1,752,268 (+4.04%) Land $1,030,746 Building $721,522
2023	$18,541.00 (+1.56%) Homeowner's exemption	$1,684,227 Land $990,722 Building $693,505
2022	$18,256.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA FE I.D. serves 21,539 people · EPA ID CA3710023
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks, San Diego Broadband.

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