832 N Main St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 832 N Main St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,432 sqft · built 1945
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on File
Tax Bill	$906 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`094019003005003000`

Property Details

APN / Parcel Number

Primary APN	`094019003005003000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Roof Type	Gable
Lot Area	64,469 sqft (1.48 acres)
Lot Dimensions	171 ft deep x 450 ft wide
Garage Type	Mixed
Garage Area	1,476 sqft
Parking Spaces	7 Parking Spaces

Location & Zoning

Street Address	832 N MAIN ST
City	MOUNT VERNON
State	MO
Zip	65712-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAIN ST,N,832; PT OF N1/2 S1/2 LT 2 SW(FR) BEG 1049'E & 1118.5'N OF SW COR THEREOF THEN NW405' NE127' E111' N16.74' E307.61'
Legal Range	26
Legal Township	28
Legal Section	19
Legal Lot Number	2
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2049
Census Tract	470201

Owner

832 N Main St is owned and occupied by two individuals who acquired it in August 2008.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	832 N MAIN ST, MOUNT VERNON, MO 65712-1070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2008
Deed Sale	Aug 5, 2008
Deed Document Number	20084813
Deed Book / Page	435 / 566
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	832 N MAIN ST, MOUNT VERNON, MO 65712-1070
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 N MAIN ST, MOUNT VERNON, MO 65712-1070

Mortgage

Document Number	00459/4959
Date	Nov 17, 2023
Book Page	459/4959
Instrument	2023005098

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 832 N Main St was $906, up 0.1% from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,430 (-) Land $2,410 Building $16,020
2025	$906.00 (+0.11%)	$18,430 Land $2,410 Building $16,020	$85,368
2024	$905.00 (+12.98%)
2023	$801.00 (+6.52%)	$16,220 Land $2,410 Building $13,810	$85,368
2022	$752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 832 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 832 N Main St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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