832 McRoy Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 832 McRoy Dr, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	1 ba · 756 sqft · built 1943
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$61,000 (Dec 2021)
Tax Bill	$394 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`126O D 002`

Property Details

APN / Parcel Number

Primary APN	`126O D 002`
Alternative APN	`0000050594`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	756 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1965
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Account Number	0000050594
Street Address	832 MCROY DR
City	CHATTANOOGA
State	TN
Zip	37405-2669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT LT 25 WOODLAND HEIGHTS PB 7 PG 37
Legal Subdivision	WOODLAND HEIGHTS
Legal Lot Number	25
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1004
Census Tract	10901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1202 CAMPBELL PARK LN, KNOXVILLE, TN 37932-3475
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage SYMPLYBANK
Jan 5, 2022	Quit Claim Deed, Transfer RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC
Jan 3, 2022	Quit Claim Deed, Transfer RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC
Dec 9, 2021	Warranty Deed, Transfer RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC
Mar 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Nov 14, 2007 · Amount on Record
Deed Document Number	202117
Deed Book / Page	12764 / 513
Last Transfer Date	Dec 22, 2021
Transfer Doc	0000000001
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	832 MCROY DR, CHATTANOOGA, TN 37405-2669
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000077
Date	Mar 4, 2022
Book Page	12869/318
Instrument	2022030400077

Lender

Name	SYMPLYBANK
Type	Bank
Address	ROSSVILLE, GA 30741

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 5, 2022
Property Address	832 MCROY DR, CHATTANOOGA, TN 37405-2669
Document Number	0000000001
Book / Page	12798 / 502
Instrument Date	Dec 22, 2021
Instrument	2022010500001
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 CAMPBELL PARK LN, KNOXVILLE, TN 37932-3475

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 3, 2022
Property Address	832 MCROY DR, CHATTANOOGA, TN 37405-2669
Document Number	0000000006
Book / Page	12793 / 754
Instrument Date	Dec 22, 2021
Instrument	2022010300006
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 MCROY DR, CHATTANOOGA, TN 37405-2669

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 9, 2021
Property Address	832 MCROY DR, CHATTANOOGA, TN 37405-2669
Document Number	0000000017
Book / Page	12764 / 513
Instrument Date	Dec 3, 2021
Instrument	2021120900017
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$225.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 CAMPBELL PARK LN, KNOXVILLE, TN 37932-3475

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 12, 2020
Property Address	832 MCROY DR, CHATTANOOGA, TN 37405-2669
Document Number	0312000039
Book / Page	011935 / 000271
Instrument Date	Mar 2, 2020
Instrument	200312000039
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 SKIP LN RICEVILLE TN 37370, RICEVILLE, TN 37370

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 16, 2020
Property Address	832 MCROY DR, CHATTANOOGA, TN 37405-2669
Document Number	0116000129
Book / Page	011880 / 000760
Instrument Date	Jan 14, 2020
Instrument	200116000129
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 SKIP LN SODDY DAISY TN 373797796, SODDY DAISY, TN 37379-7796

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$394.00 (+6.49%)	$26,000 (+57.1%)	$104,000 (+57.1%) Land $37,500 Building $66,500
2024	$370.00	$16,550 (-)	$66,200 (-) Land $30,000 Building $36,200
2023	$370.00	$16,550 (-)	$66,200 (-) Land $30,000 Building $36,200
2022	$370.00	$16,550	$66,200 Land $30,000 Building $36,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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