832 Ervin St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 832 Ervin St, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,392 sqft · built 2009
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Oct 2018)
Tax Bill	$2,011 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`118478-0110`

Property Details

APN / Parcel Number

Primary APN	`118478-0110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	696 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Finished/Open Porch
Porch Area	144 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	832 ERVIN ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-8 AFRO AMERICAN SUB OF BLK 130 DANCY TRACT LOT 11 OR4622/394
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	AFRO-AMERICAN SUBDIVISON OF THE DANCY TR
Legal Block	130
Legal Lot Number	11
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	21002

Owner

Source: St. Johns County records · APN 118478-0110

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	832 ERVIN ST, SAINT AUGUSTINE, FL 32084-3028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Feb 09, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Oct 04, 2018	Grant Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Sep 25, 2018	Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND
Apr 25, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF WEST
May 02, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2018 · Amount on Record
Deed Sale	Oct 04, 2018 · Amount on Record
Prior Sale	May 02, 2018 · Amount on Record
Deed Document Number	201872042
Deed Book / Page	4622 / 394
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	832 ERVIN ST, SAINT AUGUSTINE, FL 32084-3028
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 ERVIN ST, ST AUGUSTINE, FL 32084-3028

Mortgage

Document Number	0052950185
Date	Jun 18, 2021
Book Page	5295/185
Instrument	2021068423

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	832 ERVIN ST, SAINT AUGUSTINE, FL 32084-3028
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 ERVIN ST, ST AUGUSTINE, FL 32084-3028

Mortgage

Document Number	0057070810
Date	Feb 09, 2023
Book Page	5707/810
Instrument	2023010617

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Mar 01, 2041

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 04, 2018
Property Address	832 ERVIN ST, SAINT AUGUSTINE, FL 32084-3028
Document Number	0046220394
Book / Page	004622 / 000394
Instrument Date	Sep 25, 2018
Instrument	72042
Transaction Type	Transfer
Record Updated	Apr 02, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 ERVIN ST ST AUGUSTINE FL 320843028, ST AUGUSTINE, FL 32084-3028

Mortgage

Document Number	46220397
Date	Oct 04, 2018
Book Page	004622/000397
Instrument	72043

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AZ 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	832 ERVIN ST, SAINT AUGUSTINE, FL 32084-3028
Document Number	0047601443
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 GRANDE VISTA BLVD #124 ST AUGUSTINE FL 320841244, 124, ST AUGUSTINE, FL 32084-1244

Mortgage

Document Number	0047601443
Date	Jul 17, 2019
Book Page	004760/001443
Instrument	51436

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	832 ERVIN ST, SAINT AUGUSTINE, FL 32084-3028
Document Number	0045370862
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	0045370862
Date	Apr 26, 2018
Book Page	004537/000862
Instrument	28249

Lender

Name	BANK OF WEST
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Apr 25, 2036

Interest

Rate Type	Adjustable Rate

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 02, 2018
Property Address	832 ERVIN ST, SAINT AUGUSTINE, FL 32084-3028
Document Number	0045401517
Book / Page	004540 / 001517
Instrument Date	Apr 20, 2018
Instrument	29969
Transaction Type	Foreclosure
Record Updated	May 30, 2018

Transaction

Amount	Amount Recorded
Tax	$723.80

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,222 (+2.7%)	$263,237 (+2.19%) Land $45,000 Building $218,237
2025	$2,011.00 (+14.98%) Homeowner's exemption	$162,826 (+5.99%)	$257,590 (+4.21%) Land $45,000 Building $212,590
2024	$1,749.00 (+2.28%)
2023	$1,710.00 (+3.83%) Homeowner's exemption	$153,628 (+3%)	$247,176 (+0.09%) Land $26,400 Building $220,776
2022	$1,647.00 Homeowner's exemption	$149,153	$246,952 Land $18,200 Building $228,752

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090210022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020, river or lake flooding
Claims By Storm	Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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