Contra Costa County property record for 832 Elm St, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,106 sqft · built 1917 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jul 2007) |
| Tax Bill | $8,211 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 503-244-022-3 |
| Primary APN | 503-244-022-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,106 sqft Living Area |
| 1st Floor Area | 936 sqft |
| 2nd Floor Area | 170 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 832 ELM ST |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLVD GARDENS #1 POR LOT 12 BLK 18 |
| Legal Subdivision | BOULEVARD GARDENS 01 |
| Legal Block | 18 |
| Legal Lot Number | 12 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 388000 |
832 Elm St is owned and occupied by two individuals who bought it in July 2007.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 832 ELM ST, EL CERRITO, CA 94530-2921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2007 · Amount on File |
| Deed Sale | Jul 19, 2007 · Amount on File |
| Prior Sale | Jul 31, 2006 · Amount on File |
| Deed Document Number | 2007208406 |
| Prior Transfer Date | Dec 20, 1995 |
| Prior Transfer Doc | 0000007172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 832 ELM ST, EL CERRITO, CA 94530-2921 |
| Document Number | 0000167946 |
| Instrument Date | Sep 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 832 ELM ST EL CERRITO CA 945302921, EL CERRITO, CA 94530-2921 |
| Document Number | 0000167946 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 167946 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 13, 2032 |
The 2025 property tax bill for 832 Elm St was $8,211 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $567,693 (+2%) Land $478,162 Building $89,531 | |
| 2025 | $8,211.00 Homeowner's exemption | $556,563 Land $468,787 Building $87,776 |
| 2023 | $7,880.00 (+1.64%) Homeowner's exemption | $534,953 Land $450,585 Building $84,368 |
| 2022 | $7,753.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 832 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 832 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, T-Mobile.
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