832 E Ferguson Ave, Wood River, IL 62095 Property Records

Madison County property record for 832 E Ferguson Ave, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1918
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Apr 2022)
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Mortgage + 2 more
APN	`19-2-08-27-07-205-021`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-27-07-205-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	952 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1925
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	832 E FERGUSON AVE
City	WOOD RIVER
State	IL
Zip	62095-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DULANEYS FIRST SUBD LOT 6 50 X 125
Legal Subdivision	DULANEYS FIRST SUBD
Legal Lot Number	6
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2043
Census Tract	401102

Owner

832 E Ferguson Ave is owned and occupied by an individual who bought it in April 2022.

Source: Madison County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	832 E FERGUSON AVE, WOOD RIVER, IL 62095-2150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage HUD
Oct 1, 2025	Deed of Trust, Mortgage HUD
Dec 15, 2023	Deed of Trust, Mortgage HUD
Apr 27, 2022	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Prior Sale	Mar 28, 2007 · Amount on File
Deed Document Number	202214533
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jul 10, 2026
Property Address	832 E FERGUSON AVE, WOOD RIVER, IL 62095-2150
Document Number	0000019631
Instrument Date	Jun 3, 2026
Instrument	202619631
Transaction Type	Mortgage
Record Updated	Aug 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 E FERGUSON AVE, WOOD RIVER, IL 62095-2150

Mortgage

Document Number	0000019631,
Date	Jul 10, 2026
Instrument	202619631

Lender

Name	HUD

Agreement

Amount	Amount on Record
Term	310 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	832 E FERGUSON AVE, WOOD RIVER, IL 62095-2150
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027395
Date	Oct 1, 2025
Instrument	2025R27395

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	324 Months
Due	May 1, 2052

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	832 E FERGUSON AVE, WOOD RIVER, IL 62095-2150
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033412
Date	Dec 15, 2023
Instrument	2023R33412

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 27, 2022
Property Address	832 E FERGUSON AVE, WOOD RIVER, IL 62095-2150
Document Number	0000014533
Map Reference	PB 7 PG 61
Instrument Date	Apr 25, 2022
Instrument	2022R14533
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1066 EXECUTIVE PARKWAY DR STE 100, 100, SAINT LOUIS, MO 63141-6340

Mortgage

Document Number	0000014534
Date	Apr 27, 2022
Instrument	2022R14534

Lender

Name	DELMAR FINANCIAL CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	5.13%

Tax Assessment & Valuation

The 2025 property tax bill for 832 E Ferguson Ave was $2,236, up 10.6% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)
Elementary School District	Wood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,236.00 (+10.58%)	$25,540 Land $5,970 Building $19,570	$76,620 Land $17,910 Building $58,710
2024	$2,022.00
2022	$1,274.00	$20,280 Land $4,740 Building $15,540	$60,901 Land $14,234 Building $46,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 832 E Ferguson Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 832 E Ferguson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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