832 E 181st St, Westfield, IN 46074 Property Records

Hamilton County property record for 832 E 181st St, Westfield, IN 46074

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,156 sqft · built 1880
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,504 (2024)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-05-36-000-049.001-015`

Property Details

APN / Parcel Number

Primary APN	`29-05-36-000-049.001-015`
Alternative APNs	`290536000049001014` `0805360000049001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,156 sqft Living Area
1st Floor Area	1,078 sqft
2nd Floor Area	1,078 sqft
Basement Area	165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1975
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	64,904 sqft (1.49 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft
Milk House	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0805360000049001
Old Parcel Number	290536000049001014
Street Address	832 E 181ST ST
City	WESTFIELD
State	IN
Zip	46074-9137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.49, SECTION 36, TOWNSHIP 19, RANGE 3
Legal Range	03
Legal Township	19
Legal Section	36
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	2
Census Block	2063
Census Tract	110401

Owner

832 E 181st St is owned and occupied by two individuals.

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	832 E 181ST ST, WESTFIELD, IN 46074-9137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST MERCHANTS BANK
Oct 4, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	832 E 181ST ST, WESTFIELD, IN 46074-9137
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019034579
Date	Aug 1, 2019
Instrument	2019034579

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	WESTFIELD, IN 46074

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 24, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	832 E 181ST ST, WESTFIELD, IN 46074-9137
Document Number	0000051421
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	832 E 181ST ST WESTFIELD IN 460749137, WESTFIELD, IN 46074-9137

Mortgage

Document Number	0000051421
Date	Oct 17, 2017
Instrument	51421

Lender

Name	FIRST MERCHANTS BK
Type	Bank
Address	WESTFIELD, IN 46074

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$262,800 (+22.98%) Land $112,100 Building $150,700	$262,800 (+22.98%) Land $112,100 Building $150,700
2024	$2,504.00 (+11.69%)	$213,700 (+6.42%) Land $54,800 Building $158,900	$213,700 (+6.42%) Land $54,800 Building $158,900
2023	$2,242.00 (+3.27%)	$200,800 (+8.83%) Land $54,800 Building $146,000	$200,800 (+8.83%) Land $54,800 Building $146,000
2022	$2,171.00	$184,500 Land $54,800 Building $129,700	$184,500 Land $54,800 Building $129,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 832 E 181st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 832 E 181st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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