832 Cypress St, Starke, FL 32091 Property Records

Bradford County property record for 832 Cypress St, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,573 sqft · built 1949
Owner	Individual Name on File
Last Sale	$128,000 (May 2018)
Tax Bill	$1,338 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03943-0-00000`

Property Details

APN / Parcel Number

Primary APN	`03943-0-00000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,573 sqft Heated Area
Gross Area	1,982 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1990
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	216 sqft
Shed	1 Shed
Shed Area	336 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	832 CYPRESS ST
City	STARKE
State	FL
Zip	32091-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29 6S 22 LOT 6 & 7 BLK C IN PINEHURST S/D.
Legal Range	22E
Legal Township	06S
Legal Section	29
Legal Subdivision	PINEHURST
Legal Block	C
Legal Lot Number	6,7 7
Jurisdiction	BRADFORD FL
Township / Civil Division	STARKE
Census Block Group	1
Census Block	1040
Census Tract	202

Owner

832 Cypress St is owned and occupied by an individual who bought it in May 2018.

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	832 CYPRESS ST, STARKE, FL 32091-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2018 · Amount on File
Deed Sale	May 7, 2018 · Amount on File
Prior Sale	Jan 15, 2013
Deed Document Number	201804003833
Deed Book / Page	1733 / 256
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	May 7, 2018
Property Address	832 CYPRESS ST, STARKE, FL 32091-3008
Document Number	0004003833
Book / Page	1733 / 256
Map Reference	MB 2 PG 35
Instrument Date	Apr 30, 2018
Instrument	201804003833
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	NORTH CENTRAL TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$896.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	832 CYPRESS ST, 832, STARKE, FL 32091-3008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 CYPRESS ST, STARKE, FL 32091-3008

Mortgage

Document Number	0004003834
Date	May 7, 2018
Instrument	201804003834

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 832 Cypress St was $1,338 with a homeowner's exemption, up 3.9% from the year before.

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Municipality	Starke City
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,338.00 (+3.88%) Homeowner's exemption	$110,644 (+2.9%)	$152,635 (+2.8%) Land $28,000 Building $124,635
2024	$1,288.00 (+2.47%) Homeowner's exemption	$107,526 (+3%)	$148,471 (+9.52%) Land $28,000 Building $120,471
2023	$1,257.00 (+4.58%) Homeowner's exemption	$104,394 (+3%)	$135,563 (+17.26%) Land $20,000 Building $115,563
2022	$1,202.00 Homeowner's exemption	$101,353	$115,605 Land $13,000 Building $102,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 832 Cypress St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 832 Cypress St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STARKE serves 6,800 people · EPA ID FL2040211
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20