Osceola County property record for 832 Chamberlin Trl, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,030 sqft · built 2004 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (May 2016) |
| Tax Bill | $6,698 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-30-0047-0001-1730 |
| Primary APN | 14-26-30-0047-0001-1730 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,030 sqft Living Area |
| Gross Area | 3,873 sqft |
| 1st Floor Area | 2,450 sqft |
| Upper Floors Area | 580 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 233 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 832 CHAMBERLIN TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PHASE 4 PB 16 PG 51 LOT 173 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES PH 4 |
| Legal Phase | 4 |
| Legal Tract | 47 |
| Legal Block | 1730 |
| Legal Lot Number | 173 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 43303 |
Source: Osceola County records · APN 14-26-30-0047-0001-1730
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 832 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Mar 13, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 09, 2016 · Amount on Record |
| Deed Sale | May 09, 2016 · Amount on Record |
| Prior Sale | Sep 12, 2011 · Amount on Record |
| Deed Document Number | 201669787 |
| Deed Book / Page | 4957 / 552 |
| Prior Transfer Date | May 05, 2016 |
| Prior Transfer Doc | 0049570552 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 832 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7750 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 832 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7750 |
| Document Number | 0060280886 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 6028/886 |
| Instrument | 2021130749 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 13, 2019 |
| Property Address | 832 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7750 |
| Document Number | 0054902259 |
| Book / Page | 005490 / 002259 |
| Instrument Date | Mar 06, 2019 |
| Instrument | 32018 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 832 CHAMBERLIN TRL ST CLOUD FL 347727750, ST CLOUD, FL 34772-7750 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,698.00 (+106.98%) Homeowner's exemption | $417,100 (+78.78%) Land $78,000 Building $339,100 | $417,100 (-3.72%) Land $78,000 Building $339,100 |
| 2024 | $3,236.00 (+2.93%) | ||
| 2023 | $3,144.00 (+1.26%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $233,301 (+3%) | $433,200 (+24.55%) Land $60,000 Building $373,200 |
| 2022 | $3,105.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $226,506 | $347,800 Land $55,000 Building $292,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 213 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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