832 4th St NE, Byron, MN 55920 Property Records

Olmsted County property record for 832 4th St NE, Byron, MN 55920

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 920 sqft · built 2002
Lot Size	0.187 acres (8,146 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Sep 2021)
Tax Bill	$4,566 (2026)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75.33.24.061092`

Property Details

APN / Parcel Number

Primary APN	`75.33.24.061092`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Basement Area	919 sqft
Finished Basement	819 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2011
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	8,146 sqft (0.187 acres)
Lot Dimensions	120 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	832 4TH ST NE
City	BYRON
State	MN
Zip	55920-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-107 RANGE-015 BEARWOOD ESTATES 4TH SUB LOT-007 BLOCK-002 LOT 7 BLK 2
Legal Range	15
Legal Township	107
Legal Section	33
Legal Subdivision	BEARWOOD ESTATES 4TH SUB
Legal Block	2
Legal Lot Number	7
Jurisdiction	OLMSTED MN
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2009
Census Tract	1800

Owner

832 4th St NE is owned and occupied by an individual who bought it in September 2021.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	832 4TH ST NE, BYRON, MN 55920-1534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage SMMOK EMPLOYEES FEDERAL CREDIT UNION
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Prior Sale	Jun 29, 2015 · Amount on File
Deed Document Number	20211545893
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Recording Date	May 13, 2026
Property Address	832 4TH ST NE, BYRON, MN 55920-1534
Document Number	0001644634
Instrument Date	May 7, 2026
Instrument	20261644634
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 4TH ST NE, BYRON, MN 55920-1534

Mortgage

Document Number	0001644634,
Date	May 13, 2026
Instrument	20261644634

Lender

Name	SMMOK EMPLOYEES FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 28, 2031

Interest

Rate	6.37%
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Sep 8, 2021
Property Address	832 4TH ST NE, BYRON, MN 55920-1534
Document Number	A1545893
Instrument Date	Aug 13, 2021
Instrument	A-1545893
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 4TH STREET NEE, BYRON, MN 55920

Mortgage

Document Number	A1545894
Date	Sep 8, 2021
Instrument	A-1545894

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 832 4th St NE was $4,566 with a homeowner's exemption, up 6.4% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Byron City
County	Olmsted County
Unified School District	Byron Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,566.00 (+6.43%) Homeowner's exemption
2025	$4,290.00 Homeowner's exemption	$272,500 (-4.18%) Land $51,200 Building $221,300	$292,700 (+2.92%) Land $55,000 Building $237,700
2024		$284,400 Land $55,000 Building $229,400	$284,400 Land $55,000 Building $229,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 832 4th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 832 4th St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Byron serves 6,809 people · EPA ID MN1550001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30

May also be available: T-Mobile, Verizon.

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