8319 Bayside Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8319 Bayside Rd, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details1 ba · 760 sqft · built 1940
Lot Size0.088 acres (3,850 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Jun 2023)
Tax Bill$3,655 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
May 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-043207

Property Details

APN / Parcel Number

Primary APN03-043207
Alternative APNs
  • 3043207
  • 043207

Interior

Full Baths1 Bath
Stories1 Story
Building Area760 sqft Total Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,850 sqft (0.088 acres)
View / LotWaterfront
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number043207
Street Address8319 BAYSIDE RD
CityCHESAPEAKE BEACH
StateMD
Zip20732-3308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMCR
Legal DescriptionLT 2 BLK 9 BAYCREST
Legal SubdivisionBAYCREST 01
Legal Block9
Legal Lot Number2
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3019
Census Tract860404

Owner

8319 Bayside Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address8319 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-3308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Special Warranty Deed, Transfer · USDA Mortgage
BAY CAPITAL MORTGAGE CORP
May 8, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Oct 13, 2022Deed, Transfer · Stand-Alone First Mortgage
WCP FUND I LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2023 · Amount on File
Deed SaleJun 29, 2023 · Amount on File
Prior SaleOct 13, 2022 · Amount on File
Deed Book / Page6453 / 229
Record UpdatedOct 29, 2026

June 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCALVERT MD
Recording DateJun 29, 2023
Property Address8319 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-3308
Document Number0064530229
Book / Page6453 / 229
Instrument DateJun 23, 2023
Transaction TypeTransfer
Record UpdatedJul 12, 2023
Title CompanyCAPITOL TITLE GROUP

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14119 ALFALFA FIELD CT, BOWIE, MD 20720-5842

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8319 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-3308

Mortgage

Document Number0006453237
DateJun 29, 2023
Instrument6453/237
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address8319 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-3308
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051840460
DateMay 8, 2018
Book Page5184/460
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address8319 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-3308
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052850451
DateNov 26, 2018
Book Page5285/451
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2033

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateOct 13, 2022
Property Address8319 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-3308
Document Number0063580206
Book / Page6358 / 206
Instrument DateSep 29, 2022
Transaction TypeTransfer
Record UpdatedOct 28, 2022
Title CompanyLIGHTHOUSE TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14119 ALFALFA FIELD CT, BOWIE, MD 20720-5842

Mortgage

Document Number0006358211
DateOct 13, 2022
Instrument6358/211
Lender
NameWCP FUND I LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8319 Bayside Rd was $3,655.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
MunicipalityChesapeake Beach Town
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$375,333$454,800 Land $266,100 Building $188,700
2025$3,655.00
2023$3,233.00 (-1.79%)$323,133 (+1.97%)$335,600 (+5.9%) Land $266,100 Building $69,500
2022$3,292.00 Homeowner's exemption$316,900 Land $266,100 Building $50,800$316,900 Land $266,100 Building $50,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8319 Bayside Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8319 Bayside Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHESAPEAKE BEACH
serves 5,000 people · EPA ID MD0040003
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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