8318 Knapp Ct, Locust, NC 28097 Property Records

Cabarrus County property record for 8318 Knapp Ct, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 2006
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (Apr 2019)
Tax Bill	$2,046 (2023)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09012A0049.000000`

Property Details

APN / Parcel Number

Primary APN	`09012A0049.000000`
Alternative APNs	`5576 26 2533` `129534`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,610 sqft
1st Floor Area	1,152 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	122 ft deep x 154 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	840 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	118 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	129534
Street Address	8318 KNAPP CT
City	LOCUST
State	NC
Zip	28097-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPS
Legal Description	LT 49 MEADOWCREEK
Legal Subdivision	MEADOWCREEK VILLAGE
Legal Lot Number	49
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2045
Census Tract	41602

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8318 KNAPP CT, LOCUST, NC 28097-9419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 8, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Jun 8, 2017 · Amount on Record
Deed Book / Page	13441 / 208
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 1, 2019
Property Address	8318 KNAPP CT, LOCUST, NC 28097-9419
Document Number	0013441208
Book / Page	13441 / 0208
Map Reference	MB 45 PG 77
Instrument Date	Apr 1, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8318 KNAPP CT, 8318, LOCUST, NC 28097-9419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8318 KNAPP CT, LOCUST, NC 28097-9419
Investor	Possibly a Property Investor

Mortgage

Document Number	0013441210
Date	Apr 1, 2019
Instrument	13441/210

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 8, 2017
Property Address	8318 KNAPP CT, LOCUST, NC 28097-9419
Document Number	0012525310
Book / Page	12525 / 0310
Map Reference	MB45 PG77
Instrument Date	Jun 8, 2017
Instrument	12525-0310
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3331 ELMWOOD ST, 3331, CUYAHOGA FALLS, OH 44221-1025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8318 KNAPP CT, LOCUST, NC 28097-9419

Mortgage

Document Number	0125250312
Date	Jun 8, 2017
Instrument	12525-0312

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,090 (+71.51%) Land $66,000 Building $211,090
2024			$277,090 (+71.51%) Land $66,000 Building $211,090
2023	$2,046.00	$161,560 Land $40,500 Building $121,060	$161,560 Land $40,500 Building $121,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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