8318 Estate Dr, Laredo, TX 78045 Property Records

Webb County property record for 8318 Estate Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details7,146 sqft · built 2004
Lot Size0.796 acres (34,680 sqft)
Owner2 Individual Names on File
Last Sale$765,000 (Nov 2017)
Tax Bill$5,264 (2025)
Deeds & MortgagesMay 2025 Mortgage
Jul 2020 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN985-10009-080

Property Details

APN / Parcel Number

Primary APN985-10009-080
Alternative APN
  • 241008

Interior

Stories2 Stories
Building Area7,146 sqft Living Area
Gross Area8,154 sqft
1st Floor Area3,360 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Roof TypeHip
Roof MaterialTile
Lot Area34,680 sqft (0.796 acres)
Garage TypeAttached
Garage Area1,008 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

Pool Area639 sqft
PorchOpen Porch
Porch Area1,069 sqft
Patio Area635 sqft

Location & Zoning

Street Address8318 ESTATE DR
CityLAREDO
StateTX
Zip78045-8136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 8 BLK 9 WINFIELD PUD
Legal SubdivisionWINFIELD PUD
Legal Block9
Legal Lot Number8
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group2
Census Block2003
Census Tract1722

Owner

8318 Estate Dr is owned and occupied by two individuals who bought it in November 2017.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address8318 ESTATE DR, LAREDO, TX 78045-8136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2025Vendor's Lien, Transfer · Commercial Mortgage
CAPITAL FARM CREDIT ACA
Jul 13, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
INTERNATIONAL BANK OF COMMERCE
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
INTERNATIONAL BANK OF COMMERCE
Aug 13, 2020Deed of Trust, Mortgage · Construction Mortgage
TEXAS COMMUNITY BANK
Nov 1, 2017Vendor's Lien, Transfer · ARM
INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2017 · Amount on File
Deed SaleNov 1, 2017 · Amount on File
Prior SaleJan 8, 2015 · Amount on File
Deed Document Number20171312274
Deed Book / Page4323 / 5
Prior Transfer DateOct 31, 2017
Prior Transfer Doc004323/005
Record UpdatedOct 29, 2026

May 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMay 23, 2025
Property Address8318 ESTATE DR, LAREDO, TX 78045-8136
Document Number005838/714
Book / Page5838 / 714
Map ReferenceVOL 5 PG 37
Instrument DateMay 14, 2025
Instrument1558235
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address221 S ESPANA DR, LAREDO, TX 78043-4111

Transferred To (Grantee/Buyer)

NameVerified Name
Address8318 ESTATE DR, LAREDO, TX 78045-8136
InvestorPossibly a Property Investor

Mortgage

Document Number0001558236
DateMay 23, 2025
Instrument1558236
Lender
NameCAPITAL FARM CREDIT ACA
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount on Record

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address8318 ESTATE DR, LAREDO, TX 78045-8136
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4819/94
DateJul 13, 2020
Book Page4819/94
Instrument1397561
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
AddressAUSTIN, TX 78758
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2040

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address8318 ESTATE DR, LAREDO, TX 78045-8136
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4819/76
DateJul 13, 2020
Book Page4819/76
Instrument1397560
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
AddressAUSTIN, TX 78758
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2040

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address8318 ESTATE DR, LAREDO, TX 78045-8136
Transaction TypeMortgage
Record UpdatedAug 26, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4840/557
DateAug 13, 2020
Book Page4840/557
Instrument1400910
Lender
NameTEXAS COMMUNITY BANK
TypeBank
AddressLAREDO, TX 78045
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term252 Months
DueAug 5, 2041

November 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateNov 1, 2017
Property Address8318 ESTATE DR, LAREDO, TX 78045-8136
Document Number004323/005
Book / Page4323 / 005
Map ReferenceVOL 13 PG 61
Instrument DateOct 31, 2017
Instrument1312274
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8318 ESTATE DR, LAREDO, TX 78045-8136
InvestorPossibly a Property Investor

Mortgage

Document Number0001312277
DateNov 1, 2017
Instrument1312277
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
Special NotesSeller Financed
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueNov 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateNov 1, 2022
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change6.75%
Index1-Year LIBOR
Margin3
Max Rate9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 8318 Estate Dr was $5,264 with exemptions applied, up 2.2% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,264,450 (+1%)$1,375,000 (+9.01%) Land $488,294 Building $886,706
2025$5,264.00 (+2.17%) Homeowner's exemption Senior Citizen's exemption$1,149,500$1,261,372 Land $625,627 Building $635,745
2024$5,152.00
2023$1,032,867 Land $385,642 Building $647,225$1,032,867 Land $385,642 Building $647,225
2022$6,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8318 Estate Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8318 Estate Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Estate Dr

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