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8317 Front Beach Rd, #34D, Panama City Beach, FL 32407 Property Records

Bay County property record for 8317 Front Beach Rd, #34D, Panama City Beach, FL 32407

Property Summary

Property TypeRegional Shopping Center, Mall
Details1,556 sqft · built 1987
Lot Size0.035 acres (1,557 sqft)
OwnerCompany Name on File
Last Sale$185,000 (May 2023)
Tax Bill$1,883 (2025)
Deeds & MortgagesMay 2023 Sale
Flood ZoneZone X (minimal risk)
APN27626-180-000

Property Details

APN / Parcel Number

Primary APN27626-180-000

Interior

Total Rooms2 Rooms
Stories1 Story
Building Area1,556 sqft Total Area
1st Floor Area1,556 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area1,557 sqft (0.035 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address8317 FRONT BEACH RD STE 34D, 34D
CityPANAMA CITY BEACH
StateFL
Zip32407-4895
Property CategoryCommercial
Property TypeCommercial > Retail > Regional Shopping Center, Mall
Local Zoning CodeBC05
Legal DescriptionPROMENADE SHOPPING MALL LOT 34-D ORB 4690 P 2294
Legal Range15W
Legal Township03S
Legal Section31
Legal SubdivisionPROMENADE SHOPPING MALL
Legal Lot Number34
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group3
Census Block3012
Census Tract2609

Owner

8317 Front Beach Rd, #34D is owned by a company that bought it in May 2023.

Source: Bay County records, as of January 23, 2026

Owner of RecordCompany Name on File
Mailing Address501 BREAKFAST POINT BLVD, PANAMA CITY BEACH, FL 32407-2550
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2023 · Amount on File
Deed SaleMay 19, 2023 · Amount on File
Prior SaleApr 1, 2003 · Amount on File
Deed Document Number0046902294
Deed Book / Page4690 / 2294
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 19, 2023
Property Address8317 FRONT BEACH RD STE 34D, 34D, PANAMA CITY BEACH, FL 32407-4895
Document Number0046902294
Book / Page4690 / 2294
Map ReferenceMB 14 PG 121
Instrument DateMay 19, 2023
Instrument2023031356
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount on Record
Tax$1,295.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13100 WHITE WESTERN SPRINGS RD, SOUTHPORT, FL 32409-3554

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 BREAKFAST POINT BLVD, PANAMA CITY BEACH, FL 32407-2550

Tax Assessment & Valuation

The 2025 property tax bill for 8317 Front Beach Rd, #34D was $1,883.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,883.00$153,168 Land $1 Building $153,167$153,168 Land $1 Building $153,167
2023$1,273.00 (-27.34%)$93,655 (-53.68%) Land $1 Building $93,654$93,655 (-53.68%) Land $1 Building $93,654
2022$1,752.00$202,185 Land $1 Building $202,184$202,185 Land $1 Building $202,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8317 Front Beach Rd, #34D in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 120 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies419 units insured
incl. 299 condo units
Nearby Flood Claims16 (2013–2024)
Claims Outside the SFHA9 of 16
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 4 claims
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms And Flooding, Jul 2013 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8317 Front Beach Rd, #34D is moderate, ranking above 42% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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