Bay County property record for 8317 Front Beach Rd, #13B, Panama City Beach, FL 32407
| Property Type | Regional Shopping Center, Mall |
|---|---|
| Details | 1,696 sqft · built 1987 |
| Lot Size | 0.019 acres (847 sqft) |
| Owner | Owner Name on File |
| Last Sale | $170,000 (Dec 2012) |
| Tax Bill | $1,486 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27626-124-000 |
| Primary APN | 27626-124-000 |
|---|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,696 sqft Total Area |
| 1st Floor Area | 848 sqft |
| 2nd Floor Area | 848 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 847 sqft (0.019 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 8317 FRONT BEACH RD STE 13B, 13B |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32407-6810 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Regional Shopping Center, Mall |
| Local Zoning Code | BC05 |
| Legal Description | PROMENADE SHOPPING MALL LOT 13-B ORB 3471 P 135 |
| Legal Range | 15W |
| Legal Township | 03S |
| Legal Section | 31 |
| Legal Subdivision | PROMENADE MALL SUB |
| Legal Lot Number | 13 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 2609 |
The current owner of 8317 Front Beach Rd, #13B bought it in December 2012.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 8317 FRONT BEACH RD STE 14, 14, PANAMA CITY BEACH, FL 32407-4804 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2012 · Amount on File |
| Deed Sale | Dec 28, 2012 · Amount on File |
| Deed Document Number | 0003471135 |
| Deed Book / Page | 3471 / 135 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 8317 Front Beach Rd, #13B was $1,486.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,486.00 | $143,278 Land $1 Building $143,277 | $143,278 Land $1 Building $143,277 |
| 2023 | $1,354.00 (-27.59%) | $100,754 (-53.68%) Land $1 Building $100,753 | $100,754 (-53.68%) Land $1 Building $100,753 |
| 2022 | $1,870.00 | $217,510 Land $1 Building $217,509 | $217,510 Land $1 Building $217,509 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8317 Front Beach Rd, #13B in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 120 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 419 units insured incl. 299 condo units |
| Nearby Flood Claims | 16 (2013–2024) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8317 Front Beach Rd, #13B is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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