8317 Cottage Dr, McKinney, TX 75070 Property Records

Collin County property record for 8317 Cottage Dr, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,390 sqft · built 2021
Owner	Individual Name on Record
Tax Bill	$12,091 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-10965-00K-0260-1`

Property Details

APN / Parcel Number

Primary APN	`R-10965-00K-0260-1`
Alternative APN	`2736435`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,390 sqft Living Area

Exterior

Year Built	Built 2021

Location & Zoning

Account Number	2736435
Street Address	8317 COTTAGE DR
City	MCKINNEY
State	TX
Zip	75070-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SOUTHERN HILLS AT CRAIG RANCH PHASE 1 (CMC), BLK K, LOT 26
Legal Subdivision	SOUTHERN HILLS AT CRAIG RANCH PHASE 1 (C
Legal Phase	1
Legal Block	K
Legal Lot Number	26
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1006
Census Tract	30542

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8317 COTTAGE DR, MCKINNEY, TX 75070-5417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 13, 2021	Vendor's Lien, Transfer · Conventional Mortgage VELOCIO MORTGAGE LLC
Feb 1, 2018	Deed of Trust, Mortgage STEWART TITLE
Jan 17, 2018	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021
Deed Sale	Dec 7, 2021
Prior Sale	Oct 13, 2021
Deed Document Number	20211207002478660
Record Updated	Jun 8, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Dec 7, 2021
Property Address	8317 COTTAGE DR, MCKINNEY, TX 75070-5417
Document Number	0002478660
Map Reference	VOL 2016 PG 247
Instrument Date	Nov 22, 2021
Instrument	20211207002478660
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8317 COTTAGE DR, MCKINNEY, TX 75070-5417

Mortgage

Document Number	0002478670
Date	Dec 7, 2021
Instrument	20211207002478670

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 13, 2021
Property Address	8317 COTTAGE DR, MCKINNEY, TX 75070-5417
Document Number	0002096660
Map Reference	VOL 2016 PG 247
Instrument Date	Oct 8, 2021
Instrument	20211013002096660
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 VALLEY VIEW LN STE 100, 1800, FARMERS BRANCH, TX 75234-8944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8317 COTTAGE DR, MCKINNEY, TX 75070-5417

Mortgage

Document Number	0002096670
Date	Oct 13, 2021
Instrument	20211013002096670

Lender

Name	VELOCIO MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	8317 COTTAGE DR, MCKINNEY, TX 75070-5417
Document Number	0000145970
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1405 OLD ALABAMA RD #200 ROSWELL GA 300762168, 200, ROSWELL, GA 30076-2168

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Jan 17, 2018
Property Address	8317 COTTAGE DR, MCKINNEY, TX 75070-5417
Document Number	0000062680
Instrument Date	Jan 9, 2018
Instrument	62680
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 VALLEY VIEW LN #100 FARMERS BRANCH TX 752348944, 100, FARMERS BRANCH, TX 75234-8944

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Frisco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$763,060 (-2.37%) Land $216,000 Building $547,060	$763,060 (-2.37%) Land $216,000 Building $547,060
2024	$12,091.00 (-11.12%)
2023		$781,581 Land $192,000 Building $589,581	$781,581 Land $192,000 Building $589,581
2022	$13,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
WeLink Communications Fixed Wireless	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Hotwire Communications, T-Mobile.

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