8317 Castle Ridge Dr, Troy, IL 62294 Property Records

Madison County property record for 8317 Castle Ridge Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	1 bd · 4 ba · 924 sqft · built 2003
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (May 2019)
Tax Bill	$10,351 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Mortgage + 1 more
APN	`09-2-22-28-20-401-018`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-28-20-401-018`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	924 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	305 ft deep x 150 ft wide
Garage Type	Attached
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8317 CASTLE RIDGE DR
City	TROY
State	IL
Zip	62294-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTLE RIDGE SUB LOT 35 150 X 305.91
Legal Subdivision	CASTLE RIDGE SUBD
Legal Lot Number	35
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2013
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8317 CASTLE RIDGE DR, TROY, IL 62294-2840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
May 10, 2019	Warranty Deed, Transfer · VA Mortgage NBKS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	Jun 11, 2014 · Amount on Record
Deed Document Number	201914494
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	8317 CASTLE RIDGE DR, TROY, IL 62294-2840
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041300
Date	Nov 12, 2020
Instrument	2020R41300

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	8317 CASTLE RIDGE DR, TROY, IL 62294-2840
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006834
Date	Feb 28, 2020
Instrument	2020R06834

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 10, 2019
Property Address	8317 CASTLE RIDGE DR, TROY, IL 62294-2840
Document Number	0000014494
Map Reference	PL62 PG128
Instrument Date	May 10, 2019
Instrument	2019R14494
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8317 CASTLE RIDGE DR, TROY, IL 62294-2840

Mortgage

Document Number	0000014495
Date	May 10, 2019
Instrument	2019R14495

Lender

Name	NBKS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,351.00 (+3.39%)	$180,280 (+33.83%) Land $16,890 Building $163,390	$540,840 (+33.69%) Land $50,670 Building $490,170
2024	$10,012.00 (+12.96%)
2022	$8,863.00	$134,710 Land $19,030 Building $115,680	$404,534 Land $57,147 Building $347,387

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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