Howard County property record for 8317 Birchmere Ter, Ellicott City, MD 21043
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,952 sqft · built 1993 |
| Lot Size | 0.327 acres (14,233 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,397 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-243926 |
| Primary APN | 01-243926 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,233 sqft (0.327 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 66 sqft |
| Deck Area | 430 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 243926 |
|---|---|
| Street Address | 8317 BIRCHMERE TER |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21043-7926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 416 14,119 SQ 8317 BIRCHMERE TER MONTGOMERY MEADOWS S1 A5 |
| Legal Subdivision | MONTG MEADOWS |
| Legal Lot Number | 416 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 601105 |
8317 Birchmere Ter is owned and occupied by an individual who acquired it in February 2008.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8317 BIRCHMERE TER, ELLICOTT CITY, MD 21043-7926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 29, 2008 |
| Deed Sale | Feb 29, 2008 |
| Prior Sale | Oct 20, 1998 · Amount on File |
| Deed Document Number | 200884442 |
| Deed Book / Page | 11102 / 371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8317 BIRCHMERE TER, ELLICOTT CITY, MD 21043-7926 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 8317 BIRCHMERE TER, ELLICOTT CITY, MD 21043-7926 |
| Document Number | 0216580243 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 21658/243 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Apr 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8317 BIRCHMERE TER, ELLICOTT CITY, MD 21043-7926 |
| Document Number | 0176940271 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 8317 BIRCHMERE TER ELLICOTT CITY MD 210437926, ELLICOTT CITY, MD 21043-7926 |
| Document Number | 0176940271 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 017694/000271 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
The 2026 property tax bill for 8317 Birchmere Ter was $10,397, up 8.7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,397.00 (+8.73%) | $678,300 (+8.93%) Land $286,600 Building $391,700 | $678,300 (-) Land $286,600 Building $391,700 |
| 2025 | $9,562.00 | $622,667 | $678,300 Land $286,600 Building $391,700 |
| 2023 | $511,400 Land $201,600 Building $309,800 | $511,400 Land $201,600 Building $309,800 | |
| 2022 | $5,725.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8317 Birchmere Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8317 Birchmere Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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