St. Louis County property record for 8316 Terrence St, Babbitt, MN 55706
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,354 sqft · built 1975 |
| Lot Size | 0.67 acres (29,198 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $600 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 625-0030-00240 |
| Primary APN | 625-0030-00240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,354 sqft Gross Area |
| 1st Floor Area | 1,354 sqft |
| Basement Area | 1,181 sqft |
| Finished Basement | 1,181 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 29,198 sqft (0.67 acres) |
| Garage Area | 660 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 504 sqft |
| Deck Area | 40 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 552287 |
|---|---|
| Street Address | 8316 TERRENCE ST |
| City | BABBITT |
| State | MN |
| Zip | 55706-8102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT: 0024 BLOCK:000 SERIAL # |
| Legal Subdivision | NORTH BABBITT |
| Legal Lot Number | 24 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIRCH LAKE |
| Census Block Group | 2 |
| Census Block | 2157 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8316 TERRENCE ST, BABBITT, MN 55706-8102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage ELY AREA CU |
| Aug 2, 2017 | Deed of Trust, Mortgage · Line of Credit BOUNDARY WATERS ST BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 8316 TERRENCE ST, BABBITT, MN 55706-8102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 8316 TERRENCE ST, BABBITT, MN 55706-8102 |
| Document Number | 0001482855 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 1482855 |
| Name | ELY AREA CU |
|---|---|
| Type | Credit Union |
| Address | ELY, MN 55731 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Feb 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 8316 TERRENCE ST, BABBITT, MN 55706-8102 |
| Document Number | 00A1315222 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8316 TERRENCE ST BABBITT MN 557068102, BABBITT, MN 55706-8102 |
| Document Number | 00A1315222 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | A1315222 |
| Name | BOUNDARY WATERS ST BK |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $600.00 (+8.7%) Homeowner's exemption | ||
| 2025 | $552.00 (-29.05%) Homeowner's exemption | $142,700 (+4.31%) Land $18,100 Building $124,600 | $142,700 (+4.31%) Land $18,100 Building $124,600 |
| 2024 | $778.00 | $136,800 (+10.41%) Land $17,600 Building $119,200 | $136,800 (+10.41%) Land $17,600 Building $119,200 |
| 2022 | $123,900 Land $16,000 Building $107,900 | $123,900 Land $16,000 Building $107,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 76% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Zito Media Fiber | 1,000 / 1,000 |
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