San Diego County property record for 8315 Oconnell Rd, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,172 sqft · built 1984 |
| Lot Size | 0.17 acres (7,425 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Jan 2014) |
| Tax Bill | $6,346 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 388-572-20-00 |
| Primary APN | 388-572-20-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,172 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 7,425 sqft (0.17 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 8315 OCONNELL RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-1179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 14 TR 010014 |
| Legal Subdivision | SAN DIEGO 3688 |
| Legal Tract | 010014 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 16704 |
Source: San Diego County records · APN 388-572-20-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8315 OCONNELL RD, EL CAJON, CA 92021-1179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| May 14, 2020 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 17, 2014 · Amount on Record |
| Deed Sale | Jan 17, 2014 · Amount on Record |
| Prior Sale | Jul 20, 1989 · Amount on Record |
| Deed Document Number | 201422795 |
| Prior Transfer Date | Jul 03, 2007 |
| Prior Transfer Doc | 0000452409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 8315 OCONNELL RD, EL CAJON, CA 92021-1179 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8315 CONNEL RD, EL CAJON, CA 92021 |
| Document Number | 0000303545 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022-0303545 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | ENCINITAS, CA 92024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 8315 OCONNELL RD, EL CAJON, CA 92021-1179 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000379623 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 2020-0379623 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 8315 OCONNELL RD, EL CAJON, CA 92021-1179 |
| Document Number | 0000305850 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 8315 OCONNELL RD EL CAJON CA 920211179, EL CAJON, CA 92021-1179 |
| Document Number | 0000305850 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 305850 |
| Name | CALIFORNIA BK&TR |
|---|---|
| Type | Bank |
| Address | ENCINITAS, CA 92024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $550,152 (+2%) Land $184,405 Building $365,747 | |
| 2025 | $6,346.00 (+4.41%) Homeowner's exemption | $539,366 (+4.04%) Land $180,790 Building $358,576 |
| 2023 | $6,078.00 (+0.73%) Homeowner's exemption | $518,424 Land $173,771 Building $344,653 |
| 2022 | $6,034.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Verizon, Wyyerd Group.
Based on FCC filings for 684 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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