8315 Cedar Ln, Lusby, MD 20657 Property Records

Calvert County property record for 8315 Cedar Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,030 sqft · built 1987
Lot Size	0.167 acres (7,260 sqft)
Owner	Individual Name on Record
Last Sale	$316,000 (Jun 2026)
Tax Bill	$2,629 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-061372`

Property Details

APN / Parcel Number

Primary APN	`01-061372`
Alternative APNs	`1061372` `061372`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,030 sqft Total Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,260 sqft (0.167 acres)
Porch	Porch
Porch Area	120 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	061372
Street Address	8315 CEDAR LN
City	LUSBY
State	MD
Zip	20657-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 7 BLK 9 PLAT 2 WHITE SANDS
Legal Subdivision	PLAT TWO WHITE SANDS
Legal Block	9
Legal Lot Number	7
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1013
Census Tract	860902

Owner

Source: Calvert County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8315 CEDAR LN, LUSBY, MD 20657-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jun 16, 2026	Deed, Transfer · FHA Mortgage DEPARTMENT OF HOUSING AND COM
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING AND COM
Oct 24, 2018	Deed, Transfer · Conventional Mortgage THE OLD POINT NATIONAL BANK OF PHOE
Apr 17, 2018	Grant Deed, Transfer CROWN TITLE CORPORATION
Dec 27, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Book / Page	6919 / 156
Prior Transfer Date	Dec 7, 2017
Prior Transfer Doc	0051190310
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8315 CEDAR LN, LUSBY, MD 20657-2037
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065170347
Date	Dec 22, 2023
Book Page	6517/347

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 16, 2026
Property Address	8315 CEDAR LN, LUSBY, MD 20657-2037
Document Number	6919000156
Book / Page	6919 / 156
Instrument Date	May 18, 2026
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MARYLAND HOME TITLE, MARYLAND TRUST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$319,160.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8315 CEDAR LN, LUSBY, MD 20657-2037

Mortgage

Document Number	6919000164,
Date	Jun 16, 2026
Book Page	6919/164

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	6919000185,
Date	Jun 16, 2026
Book Page	6919/185

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Recording Date	Oct 5, 2026
Property Address	8315 CEDAR LN, LUSBY, MD 20657-2037
Document Number	6979000001
Book / Page	6979 / 1
Instrument Date	May 18, 2026
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TRUST TITLE & ESCRO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8315 CEDAR LN, LUSBY, MD 20657-2037

Mortgage

Document Number	6979000001,
Date	Oct 5, 2026
Book Page	6979/1

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 24, 2018
Property Address	8315 CEDAR LN, LUSBY, MD 20657-2037
Document Number	0052720301
Book / Page	5272 / 301
Map Reference	MB AWR1 FO37
Instrument Date	Oct 19, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$487.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8315 CEDAR LN, LUSBY, MD 20657-2037

Mortgage

Document Number	0005272308
Date	Oct 24, 2018
Instrument	5272/308

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 17, 2018
Property Address	8315 CEDAR LN, LUSBY, MD 20657-2037
Document Number	0051740165
Book / Page	005174 / 000165
Instrument Date	Mar 2, 2018
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$114.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4831 SOUTH LN ST LEONARD MD 206852045, ST LEONARD, MD 20685-2045

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 27, 2017
Property Address	8315 CEDAR LN, LUSBY, MD 20657-2037
Document Number	0051190310
Book / Page	005119 / 000310
Instrument Date	Sep 12, 2017
Transaction Type	Foreclosure
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$161.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	8315 CEDAR LN LUSBY MD 206572037, LUSBY, MD 20657-2037
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,800 (+8.41%) Land $72,400 Building $169,400	$241,800 (-) Land $72,400 Building $169,400
2025	$2,629.00 (+36.43%) Homeowner's exemption	$223,033 (+20.23%)	$241,800 (+30.35%) Land $72,400 Building $169,400
2023	$1,927.00 Homeowner's exemption	$185,500 Land $72,400 Building $113,100	$185,500 Land $72,400 Building $113,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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