Indian River County property record for 8315 98th Ct, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,396 sqft · built 2008 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Apr 2020) |
| Tax Bill | $2,075 (2025) |
| Deeds & Mortgages | Apr 2025 Construction Loan Jul 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-33-00001-0030-00008.0 |
| Primary APN | 31-38-33-00001-0030-00008.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 1,776 sqft |
| 1st Floor Area | 1,396 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8315 98TH CT |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-2834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | VERO LAKE ESTATES UNIT J BLK C LOT 8 PBI 5-76 |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 33 |
| Legal Subdivision | VERO LAKE ESTATES UNIT J |
| Legal Block | C |
| Legal Lot Number | 8 |
| Legal Unit | J |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 2 |
| Census Block | 2111 |
| Census Tract | 50903 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8315 98TH CT, VERO BEACH, FL 32967-2834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2025 | Deed of Trust, Mortgage · Construction Mortgage SOUTHSTATE BANK NA |
| Jul 6, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 23, 2020 | Warranty Deed, Transfer · FHA Mortgage CENTERSTATE BANK NA |
| Feb 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on Record |
| Deed Sale | Apr 23, 2020 · Amount on Record |
| Prior Sale | Feb 10, 2017 · Amount on Record |
| Deed Document Number | 202022747 |
| Deed Book / Page | 3295 / 63 |
| Last Transfer Date | Jun 30, 2020 |
| Transfer Doc | 0033160273 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 8315 98TH CT, VERO BEACH, FL 32967-2834 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 6315 96TH COURT, VERO BEACH, FL 32967 |
| Document Number | 0037650961 |
|---|---|
| Date | Apr 1, 2025 |
| Book Page | 3765/961 |
| Instrument | 3120250016037 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | VERO BEACH, FL 32960 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 4, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 6, 2020 |
| Property Address | 8315 98TH CT, VERO BEACH, FL 32967-2834 |
| Document Number | 0033160273 |
| Book / Page | 003316 / 000273 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 37807 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5890 76TH LN VERO BEACH FL 329675141, VERO BEACH, FL 32967-5141 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 23, 2020 |
| Property Address | 8315 98TH CT, VERO BEACH, FL 32967-2834 |
| Document Number | 0032950063 |
| Book / Page | 3295 / 63 |
| Map Reference | MB 5 PG 76 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 3120200022747 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | ELITE TTL OF TREASURE COAST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3563 IGUADO CIRCLE, 3563, STOCKTON, CA 95209 |
| Name | Verified Name |
|---|---|
| Address | 8315 98TH CT, VERO BEACH, FL 32967-2834 |
| Document Number | 329565 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 3295/65 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 10, 2017 |
| Property Address | 8315 98TH CT, VERO BEACH, FL 32967-2834 |
| Document Number | 0030002181 |
| Book / Page | 003000 / 002181 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 7683 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | PARADISE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,106.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5749 SAINT ANDREWS DR STOCKTON CA 952191929, STOCKTON, CA 95219-1929 |
| Document Number | 30002182 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 003000/002182 |
| Instrument | 7684 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,075.00 (+20.36%) Homeowner's exemption | $156,920 (+5.99%) | $190,922 (-4.97%) Land $30,281 Building $160,641 |
| 2023 | $1,724.00 (+3.3%) | $148,055 (+3%) | $200,907 (+11.98%) Land $24,863 Building $176,044 |
| 2022 | $1,669.00 | $143,743 | $179,411 Land $20,400 Building $159,011 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 24 (1994–2017) |
| Claims Outside the SFHA | 16 of 24 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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