8315 192nd St E, Spanaway, WA 98387 Property Records

Pierce County property record for 8315 192nd St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,902 sqft · built 1983
Lot Size	0.472 acres (20,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,500 (Mar 2008)
Tax Bill	$5,846 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`401531-6-954`

Property Details

APN / Parcel Number

Primary APN	`401531-6-954`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,902 sqft Living Area
Gross Area	2,266 sqft
1st Floor Area	1,902 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,541 sqft (0.472 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	1,370 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	8315 192ND ST E
City	SPANAWAY
State	WA
Zip	98387-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 32 TOWNSHIP 19 RANGE 04 QUARTER 44 FRUITLAND GARDEN TRACTS # 3: FRUITLAND GARDEN TRACTS # 3 L 1 OF SHORT PLAT 82-11-15-0269 SE OF SE 32-19-04E APPROX 20,541 SQ FT OUT OF 695-2 SEG S-1132 SH ES
Legal Range	04
Legal Township	19
Legal Section	32
Legal Subdivision	FRUITLAND GARDEN TRACTS # 3
Legal Tract	3
Legal Lot Number	1
Legal Unit	3
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2007
Census Tract	73131

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8315 192ND ST E, SPANAWAY, WA 98387-5010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2008 · Amount on Record
Deed Sale	Mar 25, 2008 · Amount on Record
Prior Sale	Jun 22, 2001 · Amount on Record
Deed Document Number	2008820
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8315 192ND ST E, SPANAWAY, WA 98387-5010
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003260101
Date	Mar 26, 2024
Instrument	202403260101

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2054

Interest

Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8315 192ND ST E, SPANAWAY, WA 98387-5010
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	PUGET SOUND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010030240
Date	Oct 3, 2022
Instrument	202210030240

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	MCCHORD AFB, WA 98438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8315 192ND ST E, SPANAWAY, WA 98387-5010
Document Number	1912060112
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8315 192ND ST E SPANAWAY WA 983875010, SPANAWAY, WA 98387-5010

Mortgage

Document Number	1912060112
Date	Dec 6, 2019
Instrument	201912060112

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,100 (+6.67%) Land $217,000 Building $327,100	$544,100 (+6.67%) Land $217,000 Building $327,100
2025	$5,846.00 (-1.05%)
2024	$5,908.00 (-0.87%)	$510,100 (-3.02%) Land $201,300 Building $308,800	$510,100 (-3.02%) Land $201,300 Building $308,800
2023	$5,960.00	$526,000 Land $201,300 Building $324,700	$526,000 Land $201,300 Building $324,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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