8314 Studley Rd, Mechanicsville, VA 23116 Property Records

Hanover County property record for 8314 Studley Rd, Mechanicsville, VA 23116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,854 sqft · built 1973
Lot Size	0.504 acres (21,954 sqft)
Owner	Individual Name on File
Last Sale	$357,000 (Sep 2022)
Tax Bill	$2,778 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8706-42-0355`

Property Details

APN / Parcel Number

Primary APN	`8706-42-0355`
Alternative APN	`10198048`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
2nd Floor Area	1,248 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	21,954 sqft (0.504 acres)

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	280 sqft
Patio Area	252 sqft
Balcony Area	52 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10198048
Street Address	8314 STUDLEY RD
City	MECHANICSVILLE
State	VA
Zip	23116-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TWIN OAKS LOT 12 BLK B SEC A
Legal Subdivision	TWIN OAKS
Legal Block	B
Legal Lot Number	12
Jurisdiction	HANOVER VA
Township / Civil Division	CHICKAHOMINY
Census Block Group	2
Census Block	2017
Census Tract	320901

Owner

8314 Studley Rd is owned and occupied by an individual who bought it in September 2022.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	8314 STUDLEY RD, MECHANICSVILLE, VA 23116-2844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHERN TRUST MORTGAGE LLC
Apr 20, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Prior Sale	Apr 20, 2021 · Amount on File
Deed Document Number	2022130100
Deed Book / Page	3362 / 2462
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Sep 14, 2022
Property Address	8314 STUDLEY RD, MECHANICSVILLE, VA 23116-2844
Document Number	0033622462
Book / Page	3362 / 2462
Instrument Date	Sep 2, 2022
Instrument	20220914000130100
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8314 STUDLEY RD, MECHANICSVILLE, VA 23116-2844

Mortgage

Document Number	20220914000130110
Date	Sep 14, 2022
Instrument	20220914000130110

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2027
Change Frequency	5 Years

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	8314 STUDLEY RD, MECHANICSVILLE, VA 23116-2844
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33072048
Date	Apr 20, 2021
Book Page	3307/2048
Instrument	20210420000087170

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Apr 20, 2021
Property Address	8314 STUDLEY RD, MECHANICSVILLE, VA 23116-2844
Document Number	0033072031
Book / Page	3307 / 2031
Instrument Date	Apr 8, 2021
Instrument	20210420000087150
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	ATTORNEY ONLY, ATTORENY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8314 STUDLEY RD, MECHANICSVILLE, VA 23116-2844

Mortgage

Document Number	20210420000087160
Date	Apr 20, 2021
Instrument	20210420000087160

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0033072048
Date	Apr 20, 2021
Book Page	3307/2048
Instrument	20210420000087170

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 8314 Studley Rd was $2,778.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,778.00	$343,000 Land $80,000 Building $263,000	$343,000 Land $80,000 Building $263,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8314 Studley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8314 Studley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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