8314 Risha Dr, Severn, MD 21144 Property Records

Anne Arundel County property record for 8314 Risha Dr, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,658 sqft · built 1973
Lot Size	0.283 acres (12,331 sqft)
Owner	Individual Name on Record
Tax Bill	$2,992 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-152-05648002`

Property Details

APN / Parcel Number

Primary APN	`04-152-05648002`
Alternative APNs	`415205648002` `15205648002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,658 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,331 sqft (0.283 acres)
Deck Area	352 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15205648002
Street Address	8314 RISHA DR
City	SEVERN
State	MD
Zip	21144-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 27 BK L CLARK HEIGHTS
Legal Subdivision	CLARK HEIGHTS
Legal Block	L
Legal Lot Number	27
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	1
Census Block	1017
Census Tract	740203

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8314 RISHA DR, SEVERN, MD 21144-3314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2004
Deed Sale	Sep 17, 2004
Deed Document Number	200414328
Deed Book / Page	15356 / 719
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	8314 RISHA DR, SEVERN, MD 21144-3314
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8314 RISHA DR, SEVERN, MD 21144-3314

Mortgage

Document Number	0419440378
Date	Dec 29, 2025
Book Page	41944/378

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	8314 RISHA DR, SEVERN, MD 21144-3314
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	TOWER TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0307110461
Date	Mar 8, 2017
Book Page	30711/461
Instrument	30711-461

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,167 (+19.05%)	$402,700 (+10.97%) Land $224,900 Building $177,800
2025	$2,992.00 (+27.81%)
2023	$2,341.00 Homeowner's exemption	$315,967	$362,900 Land $198,700 Building $164,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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