8313 Ruby Valley Rd, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 8313 Ruby Valley Rd, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,692 sqft · built 2008
Lot Size0.347 acres (15,150 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Nov 2009)
Tax Bill$5,885 (2023)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN229-165-11

Property Details

APN / Parcel Number

Primary APN229-165-11

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,692 sqft Heated Area
Gross Area3,600 sqft
1st Floor Area1,961 sqft
Upper Floors Area734 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area15,150 sqft (0.347 acres)
Garage Area497 sqft
PorchPorch
Porch Area408 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number229-165-11
Street Address8313 RUBY VALLEY RD
CityCHARLOTTE
StateNC
Zip28277-4223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL119 M49-93
Legal SubdivisionSTONE CRK RANCH
Legal Lot Number119
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1002
Census Tract5845

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Morris, Green, Farm
listed 1991 · 3 contributing resources · NRIS 91000080

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8313 RUBY VALLEY RD, CHARLOTTE, NC 28277-4223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2009 · Amount on Record
Deed SaleNov 25, 2009 · Amount on Record
Deed Document Number0025246883
Deed Book / Page25246 / 883
Record UpdatedJun 7, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8313 RUBY VALLEY RD, CHARLOTTE, NC 28277-4223
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036510
DateMar 13, 2020
Book Page34370/1
Instrument2020036510
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2040

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMPLIGHTER SOUTH-DANBY
private · serves 3,297 people · EPA ID NC0160156
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2025
Also Mapped HereUNION COUNTY WATER SYSTEM
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Windstream
DSL · Fiber in parts of the area
100 / 20

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