8312 Kelton Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8312 Kelton Dr, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,252 sqft · built 1969
Lot Size0.156 acres (6,800 sqft)
Owner2 Individual Names on File
Last Sale$910,000 (Jul 2026)
Tax Bill$1,841 (2025)
Deeds & MortgagesJul 2026 Sale & Reverse Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN790-02-027

Property Details

APN / Parcel Number

Primary APN790-02-027

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,252 sqft Living Area
1st Floor Area1,252 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1972
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,800 sqft (0.156 acres)
Lot Dimensions100 ft deep x 68 ft wide
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchNone

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8312 KELTON DR
CityGILROY
StateCA
Zip95020-3806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 4351 NORTHWOOD BOOK 228 PAGE 14 LOT 32
Legal SubdivisionNORTHWOOD
Legal Tract4351
Legal Lot Number32
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2017
Census Tract512505

Owner

Source: Santa Clara County records · APN 790-02-027

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8312 KELTON DR, GILROY, CA 95020-3806
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Grant Deed, Transfer · Reverse Mortgage
TRADITIONAL MORTGAGE
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 20, 2026 · Amount on Record
Deed SaleJul 20, 2026 · Amount on Record
Deed Document Number202626020110
Prior Transfer DateJun 20, 2016
Prior Transfer Doc0023412003
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJul 20, 2026
Property Address8312 KELTON DR, GILROY, CA 95020-3806
Document Number0026020110
Instrument DateJul 07, 2026
Instrument202626020110
Transaction TypeTransfer
Record UpdatedJul 27, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$101,101.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address8312 KELTON DR, GILROY, CA 95020-3806
InvestorPossibly a Property Investor

Mortgage

Document Number0000020111,
DateJul 20, 2026
Instrument202620111
Lender
NameTRADITIONAL MORTGAGE
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term999 Months
Interest
Rate6.48%
Max Rate-1%

Mortgage

Document Number0026020112,
DateJul 20, 2026
Instrument202626020112
Lender
NameFEDERAL HOUSING COMMISSIONER
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate6.48%
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8312 KELTON DR, GILROY, CA 95020-3806
Transaction TypeMortgage
Record UpdatedSep 28, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address8312 KELTON DR, GILROY, CA 95020-3806

Mortgage

Document Number0025104365
DateSep 17, 2021
Instrument25104365
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8312 KELTON DR, GILROY, CA 95020-3806
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024514603
DateJun 23, 2020
Instrument24514603
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$149,438 (+2%) Land $45,272 Building $104,166
2025$1,841.00 (+2.45%) Homeowner's exemption$146,509 (+4.04%) Land $44,385 Building $102,124
2023$1,797.00 (+1.87%) Homeowner's exemption$140,821 Land $42,662 Building $98,159
2022$1,764.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), as of January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Communications, LLC.
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: AT&T, California Internet, Frontier.

Based on FCC filings for 521 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4310004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF GILROY
serves 59,426 people
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Kelton Dr

Nearby Streets

Search Property Records by Address or Parcel Number