8312 Coldwater Rd, Flushing, MI 48433 Property Records

Genesee County property record for 8312 Coldwater Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1972
Lot Size	0.597 acres (26,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Oct 2023)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-14-551-008`

Property Details

APN / Parcel Number

Primary APN	`08-14-551-008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Lot Area	26,005 sqft (0.597 acres)
Lot Dimensions	260 ft deep x 100 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8312 COLDWATER RD
City	FLUSHING
State	MI
Zip	48433-1191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	LOT 8 SUPERVISORS PLAT OF WENDELL STEAD ACRES SEC 14 T8N R5E
Legal Range	05E
Legal Township	08N
Legal Section	14
Legal Subdivision	SUPERVISORS PLAT
Legal Lot Number	8
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	3
Census Block	3002
Census Tract	10610

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8312 COLDWATER RD, FLUSHING, MI 48433-1191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 19, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 27, 2018	Warranty Deed, Transfer
Nov 27, 2017	Deed, Transfer
Mar 25, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	202355152
Prior Transfer Date	Mar 15, 2017
Prior Transfer Doc	0000017344
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Jun 4, 2026
Property Address	8312 COLDWATER RD, FLUSHING, MI 48433-1191
Document Number	0000035805
Instrument Date	May 22, 2026
Instrument	202635805
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8312 COLDWATER RD, FLUSHING, MI 48433-1191

Mortgage

Document Number	0000035805,
Date	Jun 4, 2026
Instrument	202635805

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 19, 2023
Property Address	8312 COLDWATER RD, FLUSHING, MI 48433-1191
Document Number	0000055152
Map Reference	LB 21 PG 40
Instrument Date	Oct 16, 2023
Instrument	202310190055152
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8312 COLDWATER RD, FLUSHING, MI 48433-1191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9059 N SEYMOUR RD, FLUSHING, MI 48433-9203

Mortgage

Document Number	0000056092
Date	Oct 26, 2023
Instrument	202310260056092

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8312 COLDWATER RD, FLUSHING, MI 48433-1191
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001390
Date	Jan 6, 2021
Instrument	202101060001390

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Mar 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 27, 2018
Property Address	8312 COLDWATER RD, FLUSHING, MI 48433-1191
Document Number	0000010035
Map Reference	LB21 PG40
Instrument Date	Feb 23, 2018
Instrument	201802270010035
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$1,014.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4185 ISLAND VIEW DR, 4185, FENTON, MI 48430-9143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6082 DELAND RD, FLUSHING, MI 48433-1135

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 27, 2017
Property Address	8312 COLDWATER RD, FLUSHING, MI 48433-1191
Document Number	0000073055
Map Reference	LB21 PG40
Instrument Date	Oct 23, 2017
Instrument	201711270073055
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$619.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4185 ISLAND VIEW DR, FENTON, MI 48430-9143

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 25, 2017
Property Address	8312 COLDWATER RD, FLUSHING, MI 48433-1191
Document Number	0000017344
Instrument Date	Mar 15, 2017
Instrument	17344
Transaction Type	Foreclosure
Record Updated	Apr 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$651.45
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,000 (+4.08%) Land $14,200 Building $82,800	$194,000 (+4.08%) Land $28,400 Building $165,600
2025	$3,274.00 (+2.47%) Homeowner's exemption	$93,200 (+15.2%)	$186,400 (+15.2%)
2024	$3,195.00 (+50.21%)
2023		$80,900	$161,800
2021	$2,127.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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