831 Whispering Marsh Dr, Charleston, SC 29412 Property Records

Charleston County property record for 831 Whispering Marsh Dr, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,746 sqft · built 1992
Lot Size0.49 acres (21,344 sqft)
Owner2 Trust Names on File
Last Sale$730,000 (Jun 2016)
Tax Bill$4,270 (2025)
Deeds & MortgagesMar 2026 Transfer
Flood ZoneZone AE (high risk)
APN454-05-00-131

Property Details

APN / Parcel Number

Primary APN454-05-00-131

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,746 sqft Living Area
Gross Area4,570 sqft
1st Floor Area1,836 sqft
Upper Floors Area910 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialVinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions152 ft deep x 139 ft wide

Exterior Amenities

PorchSlab
Porch Area266 sqft
Deck Area240 sqft
Patio Area240 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address831 WHISPERING MARSH DR
CityCHARLESTON
StateSC
Zip29412-4437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -STILES POINT PLANTATION DESCRIPTION -LOT 40 BLK A PHASE II HARBOR SECT. PART III
Legal SubdivisionSTILES POINT PLANTATION
Legal Phase2
Legal BlockA
Legal Lot Number40
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group2
Census Block2074
Census Tract2007

Owner

831 Whispering Marsh Dr is owner-occupied and held in a trust since June 2016.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Trust Names on File
Mailing Address831 WHISPERING MARSH DR, CHARLESTON, SC 29412-4437
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2016 · Amount on File
Deed SaleJun 9, 2016 · Amount on File
Deed Book / Page559 / 761
Prior Transfer DateDec 13, 2010
Prior Transfer Doc01630926
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLESTON SC
Recording DateMar 31, 2026
Property Address831 WHISPERING MARSH DR, CHARLESTON, SC 29412-4437
Document Number0013780842
Book / Page1378 / 842
Map ReferenceMB CA PG 70
Instrument DateFeb 17, 2026
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address831 WHISPERING MARSH DR, CHARLESTON, SC 29412-4437

Tax Assessment & Valuation

The 2025 property tax bill for 831 Whispering Marsh Dr was $4,270, up 4.2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,270.00 (+4.2%)$920,000 (+2,775%) Land $439,149 Building $480,851$1,330,300 Land $635,000 Building $695,300
2024$4,098.00$32,000
2022$3,847.00$32,000$800,000 Land $375,400 Building $424,600
2020$800,000 Land $375,400 Building $424,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 831 Whispering Marsh Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 619 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies624 units insured
incl. 5 condo units
Nearby Flood Claims189 (1987–2023)
Claims Outside the SFHA5 of 189
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 10 claims
  • Severe Storms And Flooding, Oct 2015 · 9 claims
  • Hurricane Hugo, Sep 1989 · 146 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 831 Whispering Marsh Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Whispering Marsh Dr

Nearby Streets

Search Property Records by Address or Parcel Number