Surry County property record for 831 W Main St, Elkin, NC 28621 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,738 sqft · built 1940 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (Dec 2004) |
| Tax Bill | $869 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4941-16-93-6894 |
| Primary APN | 4941-16-93-6894 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| Basement Area | 1,138 sqft |
| Unfinished Basement | 1,138 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 29,621 sqft (0.68 acres) |
| Porch | Open Porch |
| Porch Area | 634 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Account Number | 100035656 |
|---|---|
| Street Address | 831 W MAIN ST |
| City | ELKIN |
| State | NC |
| Zip | 28621-3229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 831 W MAIN ST |
| Legal Subdivision | ELKIN CENTRAL RESIDENTIAL |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELKIN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 930901 |
Source: Surry County records · APN 4941-16-93-6894
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 831 W MAIN ST, ELKIN, NC 28621-3229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2004 · Amount on Record |
| Deed Sale | Dec 22, 2004 · Amount on Record |
| Deed Document Number | 0010530822 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 831 W MAIN ST, ELKIN, NC 28621-3229 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001822/813 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 1822/813 |
| Instrument | 697714 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
| Type Change Date | Aug 01, 2027 |
| Index | 5-Year CMT |
Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Municipality | Elkin Town |
| Unified School District | Elkin City Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $869.00 (+56.01%) | $129,110 (+27.81%) Land $16,500 Building $112,610 | $129,110 (+27.81%) Land $16,500 Building $112,610 |
| 2023 | $557.00 | $101,020 Land $15,400 Building $85,620 | $101,020 Land $15,400 Building $85,620 |
Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Surry Telephone Membership. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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