831 Upland Loop, O Fallon, MO 63368 Property Records

St. Charles County property record for 831 Upland Loop, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,748 sqft · built 2021
Lot Size	0.207 acres (9,060 sqft)
Owner	2 Company Names on File
Tax Bill	$6,318 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T222000065`

Property Details

APN / Parcel Number

Primary APN	`T222000065`
Alternative APN	`4-0068-D028-00-0128.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
Basement Area	1,748 sqft
Finished Basement	796 sqft

Exterior

Year Built	Built 2021
Exterior Material	Composition/Composite
Lot Area	9,060 sqft (0.207 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T222000065
Street Address	831 UPLAND LOOP
City	O FALLON
State	MO
Zip	63368-6594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREETS OF CALEDONIA #4 LOT 128
Legal Subdivision	STREETS OF CALEDONIA #4
Legal Lot Number	128
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2010
Census Tract	312207

Owner

Source: St. Charles County records · APN T222000065

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	831 UPLAND LOOP, O FALLON, MO 63368-6594
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jul 15, 2021
Deed Sale	Jul 15, 2021
Prior Sale	Jul 15, 2021
Deed Document Number	0000059483
Last Transfer Date	Oct 28, 2024
Transfer Doc	0000044951
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 15, 2021
Property Address	831 UPLAND LOOP, O FALLON, MO 63368-6594
Document Number	0000059483
Map Reference	DOC 2021R-000319
Instrument Date	Jul 15, 2021
Instrument	2021R-059483
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 07, 2023
Title Company	ARCH CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 BAUR BLVDB, SAINT LOUIS, MO 63132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 UPLAND LOOP, O FALLON, MO 63368-6594

Mortgage

Document Number	0000059484
Date	Jul 15, 2021
Instrument	2021R-059484

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,318.00	$95,276 (-6.2%)	$501,453 (-6.2%) Land $80,000 Building $421,453
2023		$101,569
2022			$534,570 Land $80,000 Building $454,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed, Cable One.

Based on FCC filings for 175 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.