Cherokee County property record for 831 Texana Rd, Murphy, NC 28906 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,218 sqft Heated Area |
| Lot Size | 19,166 sqft (0.44 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100,000 (2023) |
| Tax Bill | $526.00 (2025) |
Source: Cherokee County records · APN 459318325058000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 831 TEXANA RD, MURPHY, NC 28906-9557 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 23, 2021 | Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Jun 23, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PHH MORTGAGE SERVICES CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2023 · Amount on Record |
| Deed Sale | Jul 27, 2023 · Amount on Record |
| Deed Doc Number | 20233643 |
| Deed Book / Page | 1739 / 345 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 27, 2023 |
| Property Address | 831 TEXANA RD, MURPHY, NC 28906-9557 |
| Document Number | 001739/345 |
| Book / Page | 1739 / 345 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 3643 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 831 TEXANA RD, MURPHY, NC 28906-9557 |
| Name | Verified Name |
|---|---|
| Address | 831 TEXANA RD, MURPHY, NC 28906-9557 |
| Document Number | 0001739347 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 1739/347 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.27% |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.27% |
| Max Rate At Change | 8.27% |
| Index | 5-Year TN |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 831 TEXANA RD, MURPHY, NC 28906-9557 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 831 TEXANA RD, MURPHY, NC 28906-9557 |
| Document Number | 001684/288 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 1684/288 |
| Instrument | 4194 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Jun 28, 2098 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 831 TEXANA RD, MURPHY, NC 28906-9557 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 831 TEXANA RD, ANDREWS, NC 28901 |
| Document Number | 1684/302 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 1684/302 |
| Instrument | 4195 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $526.00 | $62,290 (-) | $62,290 (-) Land $5,600 Building $56,690 |
| 2023 | $62,290 (-) | $62,290 (-) Land $5,600 Building $56,690 | |
| 2022 | $62,290 | $62,290 Land $5,600 Building $56,690 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 699 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 459318325058000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,218 sqft Heated Area |
| Gross Area | 1,353 sqft Gross Area |
| 1st Floor | 1,218 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Plywood Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 19,166 sqft (0.44 acres) |
| Depth X Width | 180 ft x 76 ft Depth x Width |
| Deck Area | 16 sqft Deck |
| Porch Area | 20 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 60674 |
|---|---|
| Street Address | 831 TEXANA RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-9557 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 22 BLK P TEXANNA 1410/504 |
| Legal Subdivision | WT MAULDIN |
| Legal Block | P |
| Legal Lot Number | 22 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 930402 |
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