831 State St, Fulton, MO 65251 Property Records

Callaway County property record for 831 State St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,172 sqft · built 1972
Lot Size	0.312 acres (13,591 sqft)
Owner	Individual Name on Record
Last Sale	$196,840 (Jul 2025)
Tax Bill	$1,244 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-05.0-16.0-20-007-001.000`

Property Details

APN / Parcel Number

Primary APN	`13-05.0-16.0-20-007-001.000`
Alternative APN	`1305016020007000000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Construction Type	Brick
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	20 ft deep x 6.8 ft wide
Garage Type	Carport
Garage Area	328 sqft
Carport	Carport
Carport Area	328 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1305016020007001000
Street Address	831 STATE ST
City	FULTON
State	MO
Zip	65251-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOTS 1 & 2 BLK 81 NCP
Legal Range	09W
Legal Township	47N
Legal Section	16
Legal Subdivision	HELM
Legal Block	81
Legal Lot Number	1-2
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	2
Census Block	2010
Census Tract	70302

Owner

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	831 STATE ST, FULTON, MO 65251-2063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Warranty Deed, Transfer · Seller Carry-Back AMERICAN HOME LENDING USA LLC
Oct 30, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK
Oct 30, 2019	Warranty Deed, Transfer · Stand-Alone Refinance CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Prior Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	20253693
Deed Book / Page	521 / 85
Last Transfer Date	Aug 29, 2025
Transfer Doc	000522/255
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jul 8, 2025
Property Address	831 STATE ST, FULTON, MO 65251-2063
Document Number	0000521/85
Book / Page	521 / 85
Instrument Date	Jun 20, 2025
Instrument	202503693
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	TRUE LINE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 STATE ST, FULTON, MO 65251-2063

Mortgage

Document Number	0202503694
Date	Jul 8, 2025
Instrument	202503694

Lender

Name	AMERICAN HOME LENDING USA LLC
Type	Mortgage Company

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	831 STATE ST, FULTON, MO 65251-2063
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201906818
Date	Oct 30, 2019
Instrument	201906818

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 30, 2019
Property Address	831 STATE ST, FULTON, MO 65251-2063
Document Number	201906817
Book / Page	990
Instrument Date	Oct 30, 2019
Instrument	201906817
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 STATE ST, FULTON, MO 65251-2063

Mortgage

Document Number	201906818
Date	Oct 30, 2019
Instrument	201906818

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,244.00 (-0.08%)	$20,144 (-)	$106,020 (-)
2024	$1,245.00 (+0.48%)	$20,144 (-)	$106,020 (-)
2023	$1,239.00 (+2.4%)	$20,144 (+2.41%)	$106,020 (+2.41%)
2022	$1,210.00	$19,669 Land $1,889 Building $17,780
2021			$103,520 Land $9,940 Building $93,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Callabyte, T-Mobile.

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